Mode of account opening | ||
---|---|---|
Features: | Paperless | Physical |
Time taken to open the account | 2 working days | 2 working days from the date of receipt of physical form |
Convenience | Scanned images of all documents to be uploaded | Physical copies of all documents to be couriered |
Go-Green Initiative | Contributes significantly since almost no print-outs required | Physical copies of all documents to be couriered |
Type of accounts feasible | Only NRE and NRO Savings account | All accounts including conversion of existing accounts |
Country of Residence of the applicant(s) | All applicants have to be from USA | Primary applicant needs to be from the permissible list of countries other than India. Co-applicant can be a resident Indian |
Minor account | NA | Feasible |
Addition of mandate holder | After the account is opened | Feasible along with the account opening process |
Addition of nominee | After the account is opened | Feasible along with the account opening process |
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*Interest rates at 4% per annum for end of day balances equal to or above INR 50 lacs and 3.50% per annum for end of day balances below INR 50 lacs
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