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NRI Mortgage Loans

Home Loans

Loans to purchase property in India

 NRI Home Loan is now easy and convenient for an NRI/OCI salaried customer residing in any country*. As an NRI/OCI customer, you may choose to apply for mortgage loan digitally and get the loan disbursed through Power of Attorney (POA) holder without visiting India. There are variety of products available for you depending on your need right from purchasing a property, constructing a house, buying a residential land, loan against property or requirement of additional funds for personal use. Whatever be your need, ICICI bank has a loan product just for you. You can also opt to transfer your mortgage loan from another lender to us to benefit from our loan offers.

Thus sit back and enjoy the convenience of applying digitally through our Express Home Loan platform.

*Except sanctioned & FATF countries.

Loan against Property

Whether you own a residential or commercial property, it is an asset that can be used as collateral against a loan, when you have a financial requirement. Monetary problems pertaining to business expansion/set up in India if any, wedding or medical emergency can strike anytime but it can be settled conveniently if you own a property.

Balance Transfer For NRI

Planning to transfer your loan? Home Loan Balance Transfer facility helps you transfer your outstanding loan amount from your current lender to a new lender with lower interest rates and better terms. Transfer your existing loan with Scheduled Commercial Banks (SCBs), Private and Foreign Banks, Housing Finance Companies (HFCs) registered with National Housing Bank (NHB) to ICICI Bank. The facility is applicable for Home Loan, Land Loan, Home Improvement Loan and Office Premise Loan. It is easy and quick.

Home Loan Top Up

If you have an ongoing loan liability, there may be situations when things could go beyond your financial capacity. In such circumstances, you may wonder how you can fulfil those aspirations or dreams. One way you can tackle this, is by applying for a Top up Loan on your existing Home Loan.

Commercial Property purchase loan

As an NRI/OCI customer, you can now avail loan to buy an office space in India. This can be either to set up or expand business in India for investment.