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Power to choose

Experience financial security and peace of mind with our salary account. It's a step towards worry-free financial freedom!

  • Salary : designed for working professionals.
  • Virtu: non-interest bearing accounts those who prefer interest-free banking.
  • Seafarer : designed to manage your finances while you are away.
  • Sparsh : designed for healthcare heroes.

Exclusive banking benefits for your family

As NRI Premia banking customer, you enjoy a host of privileges that enrich your lifestyle and banking services. Now make it more rewarding by extending these advantage to your family members.

  • A single bank to all members in the family
  • Extend benefits of  premia program to your family by linking their saving accounts.
  • Family includes spouse, parents, children, siblings, in-laws, grandparents and grandchildren. A maximum of 6 members can enjoy these perks.
  • Allows flexibility to maintain balances across Saving Account & Fixed Deposit Accounts under one family

NRI Premia World Debit Card

With master world debit card, enjoy higher benefits and rewards.

  • Higher withdrawal, transaction limits, reward Points
  • Exciting offers on dining, shopping, travel etc
  • Insurance cover to take care of you in case of emergencies. Know more
  • For detailed card features, Click here

Access to Airport lounges

Now wait in luxury before flying, with our complimentary international & domestic airport lounge access.

International airports: Get two complimentary lounge access in a calendar year. To know participating lounges refer

Things to note when availing International lounge access by Premia Customers:

  • "Mention LoungeKey” to the Lounge operator when availing the service
  • International Ecom flag is enabled prior via Internet Banking/Mobile app 
  • A $32 pre-authorization amount is generally deducted by Service provider and refunded thereafter.
  • Only the cardholder visit is free. Any additional guests will be charged. 
  • Card type, utilization limits, lounge conditions apply

Domestic airports: Get two complimentary lounge access per quarter at domestic airport/terminals in India. Click here to see the list of lounges.


Preferential rates on remittance & loans

Offers on money transfers via Money2India, Money2World, & Wire Transfer, discounts on loan processing fees & more.

  • Eligible currencies under Money2India are USD,AED & SGD. For more information Click here
  • For offers on Wire Transfer to India, the eligible currencies are: USD, GBP, EUR, AUD, CHF, SGD, AED & CAD
  • Transfer money online from any bank in India to any bank around the world, with ICICI Bank Money2World. Click to Know More
  • Special rates & offers on Home Loans, Auto Loans, etc
  • Discounts on loan processing fees.

Concierge services & assistance

Now get assistance and priority in making reservations for dining, hotels, events and much more.

  • Reservation assistance – Hotels, Railways. Hotel & Dining referrals
  • Golf course and reservation assistance
  • Airport pick up/drop services
  • Special events and performance
  • Spa, fitness and sport center information and referral assistance
  • Flower and gift delivery services

To avail, contact on 022-42320256 or write to


Get privileges & discounts

Get privileges & discounts on various non-banking needs.

  • Taxation solutions, advisory services
  • Real estate consultancy, property management
  • Inheritance planning, estate planning, will drafting assistance
  • Elderly healthcare support services
  • For detailed offers, Click here
  • Your requests get priority processing at all our 24X7 call centers.


You are eligible for the ICICI Bank NRI Premia Program if you :

Hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank and Minimum monthly average balance of INR 5 Lacs (effective Sept’2021) in your Current & Savings (CASA) accounts

  • Or INR 25 Lacs in CASA + FD
  • Or INR 50 Lacs in your CASA + Deposit + Loans* + Demat**+ Credit card Spends***
  • Or INR 100 Lacs in Home Loan~

*ICICI Disbursed value of Auto loans, Education Loans, Personal Loans, Loan against Securities, Loan on Mutual Funds, Business Loans,
~ICICI Disbursed value of Home Loans
**Only equity portfolio.
***Average spends of credit cards of last 12 months.
CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.

Documents required for the application

  • Passport Copy
  • Visa Copy
  • Overseas Address proof

Forms to download for the application

Service & Penal Charges

To explore ICICI Bank's complete list of service & penal charges, please click here for detailed information and transparency.

Click here for product terms and conditions.


NRI Premia program is a premium offering for global citizens like you. Enticing offers such as preferential remittance rates, Domestic & International airport lounge access, family banking benefits and much more....


Only Savings Account holders, with the exception of the No Frills, HUF and current Account holders are eligible to form the Family ID. Account holders who have only Term Deposit or Recurring Deposit Accounts are not eligible to form a Family ID under NRI Family. Only Savings Account, Advantage Woman Savings Account, Senior Citizen Savings Account and Youngstars Savings Account are eligible to form the Family ID, under Savings Family.

Yes, two Savings Account holders can form a Savings Account Family ID. However,  the NRI Premia customer ID has to be the primary customer ID in NRI Premia Family ID.