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Steps to Apply for NRI Commercial Property Purchase Loan 

Step 1

 

Fill up your basic & income details

 

Step 2

 

Check & accept offer

 

Step 3

 

Payment of Processing Fee

 

Step 4

 

Upload KYC & income documents.

 

Step 5

 

Download provisional sanction letter*

 

 

TnC *This is only a provisional offer, in principle approval will only be after loan application is assessed by our credit manager. 

 

 

Request a call back

 

 

Sr No      Document Type     Salaried    Self-employed
1
Duly signed application form with passport size Photograph
(Applicable only if loan is applied in physical mode)
Y
Y
2
KYC documents :
  • Identity Proof : Valid Passport
  • NRI Status Proof: Valid work visa/Residence permit/permanent citizen card.OCI card (applicable for OCIs only). In absence of OCI card, OCI declaration in ICICI Bank’s format to be submitted.
  • Overseas Address Proof
  • Indian Address Proof: (Proof is required only if selected as mailing/communication address)
  • PAN card: in absence of PAN number, FORM60 to be submitted
Y
Y
3
Income proof:
  • Latest 2 month’s Salary/Wage Slips Or Salary Certificate
Y
N
4
Income proof:
  • Latest 3 months overseas bank statement with salary credit

Y
N
5
Business proof
  • Latest 3 Year audited/CA certified /CPA compiled/reviewed P&L accounts & Balance sheet (along with schedule)
  • Latest 3 Year IT returns & computation of Income
  • Copy of Incorporation of business(Equivalent to memorandum of association and article of association)
  • Latest 6 months overseas operative bank statements
  • Incorporation Certificate/ Company registration certificate
  • Office Address Proof
  • List of director and shareholding pattern
N
Y
6
Overseas Credit Bureau Report

(Must reflect credit score & repayment history of overseas loans & credit card and not older than 45 days )

(Applicable for USA, Canada, UK, Singapore, Hong Kong , Germany, Kuwait , Saudi Arabia , Bahrain , Qatar, UAE, Oman, New Zealand, South Africa, Australia, Ireland)
Y
Y
7
Additional Document only required for Balance Transfer:
Last 1 Year Bank statement through which EMI is getting debited or statement of loan account
Y
Y
Disclaimer: This is an indicative list only. Additional documents may be asked for on a case-to-case basis..