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Home Loan Interest Rate
Eligible borrowers can avail Home Loans with attractive interest rates on both floating and fixed rate loans, lower Equated Monthly Instalments (EMIs) and no pre-payment charges on floating loan rates. With extended loan tenures up to 30 years and there are easy repayment options being offered.
Festive Offer Pricing
| CIBIL Score | Salaried Borrower | Self - Employed |
|---|---|---|
| ≥ 800 |
RR + 2.50% (8.40%) | RR + 2.50% (8.40%) |
| 750 - 800 | RR + 2.50% (8.40%) | RR + 2.60% (8.50%) |
Home Loan Processing fee for the Festive Period
As part of Festive offer, Special Processing fee is ₹ 2,999*
*Special Processing fee is only applicable for customer with Bureau Score ≥ 750 & Loan amount ≥ 50 Lakhs & inclusive of all taxes, CIBIL & CERSAI charges (if applicable)
Valid till 30 November, 2022
Standard Pricing
Salaried Borrower
| Slab | Floating Interest rates |
|---|---|
| Up to ₹35 lacs | RR + 2.70% (8.60%) - RR + 3.45% (9.35%) |
| ₹35 lacs to ₹75 lacs | RR + 2.70% (8.60%) - RR + 3.45% (9.35%) |
| Above ₹75 lacs | RR + 2.70% (8.60%) - RR + 3.45% (9.35%) |
Self - Employed
| Slab | Floating Interest rates |
|---|---|
| Up to ₹35 lacs | RR + 2.80% (8.70%) - RR + 3.60% (9.50%) |
| ₹35 lacs to ₹75 lacs | RR + 2.80% (8.70%) - RR + 3.60% (9.50%) |
| Above ₹75 lacs | RR + 2.80% (8.70%) - RR + 3.60% (9.50%) |
Above mentioned interest rates will vary basis various parameters such as the Bureau Score, Profile, Segments, etc.
The processing fee is 0.50% of the loan amount, plus applicable taxes Valid till 30 November, 2022
