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NRI ›Products ›Insurance ›General Insurance

General Insurance

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We understand that you being away from home, you would be concerned about sudden occurrence of any contingency back home that eventually may lead to a heavy financial or personal loss. Secure your assets like your home or provide health coverage to your dependants in India with General Insurance solutions.

Overseas Travel Insurance

Your family's overseas travel to visit you

 

Key Highlights

Premium on a "Pay Per Day" basis instead of slab rates

  • Cashless hospitalization available worldwide.
  • Covers pre-existing diseases under life threatening situations*
  • Covers Total Loss of Checked-in Baggage, Trip Delay, Loss of Passport.
*Conditions Apply

 

Home Insurance

Your house property in India

 

Key Highlights

Covers both structure and/or contents of your home

  • Comprehensive cover
  • Cover against burglary, theft & tnot-errorism
  • Coverage up to 20 years

Car Insurance

Your four wheeler in India

 

Key Highlights

  • Cashless claim facility at 2700+ garage network across India.
  • Transfer your No Claim Bonus (NCB)* from any other insurance company.
  • Doorstep surveyor facility to cover your car with a break-in insurance.

*NCB (No Claims Bonus) will only be allowed provided the policy is renewed within 90 days of the expiry date of the previous policy. The NCB will be available, provided you show evidence that you are entitled to NCB from your previous motor insurance company. Evidence can be in form of a written declaration or renewal notice or a letter confirming the NCB entitlement from the previous insurer Click here to view the wordings of the written declaration.

 

No-claim bonus (NCB) #: If no claim is made over a period of time, a No Claim Bonus is offered on renewals.

 

Two-wheeler Insurance

Your two wheeler in India

 

Key Highlights

No documentation. Instant policy issuance.

  • Quick claims servicing.
  • Get comprehensive protection with Own damage + Personal Accident + Third Party Legal Liability cover in a single policy.
  • Cashless claim facility at 2700+ garage network across India.

Student's Medical Insurance

Your stay abroad as a student

 

Key Highlights

Pay in rupees, save in dollars

  • Approximately 1/3rd the cost of buying similar insurance abroad .
  • Tie-up with UnitedHealth International (UHI) for healthcare benefits and services in the USA.
  • University complaint 2 years cover for over 500 universities across the world.