|Loan Amount||Rs 10 lakh – Rs 5 crore|
|Loan type||Loan against property|
|Age||Minimum: 25 Years
Maximum: 60 Years or retirement age whichever is earlier
|Eligible profiles||Salaried & Self-Employed|
|Tenure||Up to 10 Years|
|End use||Business and Personal Utility|
Loan Against Property
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ICICI Bank Loan Against Property (LAP) can be availed for your business or personal needs. You can mortgage both residential and commercial property and avail loan with lower EMIs and tenure upto 10 years
Prominent features of ICICI Bank Loan Against Property (LAP)
The eligibility for LAP is assessed based on the financials of the customer and the value of the property being offered as a collateral:
Frequently Asked Questions (FAQs)
How does the bank assess what amount of Loan Against Property (LAP) can be funded?
The bank assesses the loan amount based on your income financials as well as the value of the property.
What type of property can I mortgage for LAP?
You can mortgage both residential and commercial property for availing LAP. However, the property should be free from any charge i.e. there should be no other loan running on the property offered as a security for LAP.