Show Hide
Internet Banking Login Open NRI Account
Apply NRI Account

Open an NRI Account online today. Provide your contact details and get a call back at time convenient to you.

Simply Give Missed Call on +91 7666660000

Click here to get a call back in 15 mins


Disclaimer: Please enter only valid Mobile / Land line number. Do not enter Skype / Internet numbers.

Rates & Charges
Rates & Charges
Savings Account
NRE Savings* 3.00% Apply Now
Fixed Deposit & RD

Know more about interest rates

(5years 1 day upto 10 years)
5.50% Know More
Apply Now
Swift code
Swift code

More Rates       Service Charges 

*Interest rates at 4% per annum for end of day balances equal to or above INR 50 lacs and 3.50% per annum for end of day balances below INR 50 lacs
Offer Zone Get In Touch

Overdraft against the Fixed Deposit

Key Highlights

  • Get the advantage of liquidity in your investments with a loan against your fixed deposits (NRO, NRE, FCNR deposits).
  • Disbursement options such as demand loan or overdraft as well as flexible repayment avenues.


Get a loan facility against the security of your following deposits:

Features and Benefits

  • Loans available to self as well as third party individuals (Any individual / Corporate).
  • Loans available up to 90% of the principal amount of the deposits (maximum INR 500 lakhs).
  • Disbursed either as Demand Loan or Overdraft against Deposit.
  • Repayment to be made either by adjustment of the Fixed Deposit or by fresh remittances from outside India through normal banking channels.
  • Loan can also be repaid out of the funds in the NRO account of the borrower.
  • In case of loans to third parties, the same can be repaid out of the local rupee account of the borrower.