Monthly Free Number of Transactions |
10 |
4 |
7 |
10 |
Monthly Free Value of Transactions |
15 Lakhs |
2 Lakhs |
5 Lakhs |
15 Lakhs |
Charges [If EITHER of monthly limit for Number of transactions OR Value of Transactions Exceeds] |
INR 150 or INR 5 Per Thousand, whichever is higher |
INR 150 or INR 5 Per Thousand, whichever is higher |
INR 150 or INR 5 Per Thousand, whichever is higher |
INR 150 or INR 5 Per Thousand, whichever is higher |
Charges for transactions at ATMs |
ATM Interchange (Transactions at Non ICICI Bank ATMs in India) |
NIL |
Nil for first five transactions (inclusive of financial and non financial transactions) in a month. Thereafter, INR 20 (inclusive of GST) per financial transaction and INR 8.50 (exclusive of GST) per non financial transaction
W.e.f. Jan 1, 2015 Nil for first five transactions (inclusive of financial and non financial transactions) in a month. Thereafter, INR 20 (exclusive of GST) per financial transaction and INR 8.50 (exclusive of GST) per non financial transaction |
NIL |
NIL |
Transactions at ICICI Bank ATMs in India |
NIL |
NIL |
NIL |
NIL |
Transactions at overseas ATMs |
INR 125 per cash withdrawal (financial transaction) at ATM overseas & INR 25 per balance inquiry, PIN change and mini statement (non-financial transaction) at ATM overseas. |
INR 125 per cash withdrawal (financial transaction) at ATM overseas & INR 25 per balance inquiry, PIN change and mini statement (non-financial transaction) at ATM overseas. |
INR 125 per cash withdrawal (financial transaction) at ATM overseas & INR 25 per balance inquiry, PIN change and mini statement (non-financial transaction) at ATM overseas. |
INR 125 per cash withdrawal (financial transaction) at ATM overseas & INR 25 per balance inquiry, PIN change and mini statement (non-financial transaction) at ATM overseas. |
For purchase and ATM transactions outside India at all VISA enabled POS and ATM Machines |
Conversion charge of 3.5% |
Conversion charge of 3.5% |
Conversion charge of 3.5% |
Conversion charge of 3.5% |
Statement charges |
Statement |
Free quarterly statement |
Free quarterly statement |
Free quarterly statement |
Free quarterly statement |
Free monthly e-mail statement |
Free monthly e-mail statement |
Free monthly e-mail statement |
Free monthly e-mail statement |
Issue of Duplicate Statement |
NIL |
INR 100 per statement at branch or Customer Care |
NIL |
NIL |
DD/PO Charges |
DD - Issue by deposit of cash |
NIL |
INR 4 per thousand rupees or part thereof, subject to a minimum of INR 100 and maximum of INR 15000 |
NIL |
NIL |
DD - Cancellation / Duplicate / Revalidation |
INR 100 per DD |
INR 100 per DD |
INR 100 per DD |
INR 100 per DD |
Issue of DD drawn on ICICI Bank by cheque/transfer |
NIL |
INR 50 per D.D. up to INR 10,000; INR 3 per thousand rupees or part thereof for DD of more than INR 10,000, subject to a minimum of INR 75 and maximum of INR 15,000 |
NIL |
NIL |
PO - Issue |
NIL |
INR 75 for PO of up to INR 10,000; For PO above INR 10,000 INR 2.50 per thousand rupees or part thereof, subject to a minimum of INR 75 and maximum of INR 15000 |
NIL |
NIL |
PO - Issue by deposit of cash |
NIL |
INR 150 per PO for amounts up to INR 50,000 For PO above INR 50,000 INR 4 per thousand rupees or part thereof, subject to a minimum of INR 150 and maximum of INR 15000 |
NIL |
NIL |
PO - Cancellation / Duplicate / Revalidation |
INR 100 per PO |
INR 100 per PO |
INR 100 per PO |
INR 100 per PO |
NEFT / RTGS charges |
NEFT Charges - Inward |
NIL |
NIL |
NIL |
NIL |
NEFT Charges Outward |
NIL |
Upto INR 10,000 – INR 2.25 per transaction. INR 10.001 to INR 1 lakh – INR 4.75 per transaction. INR 1 lakh to INR 2 lakhs – INR 14.75 per transaction. Above INR 2 lakhs to 5 lakh- INR 24.75 per transaction.
NIL If the transaction is requested from digital channels – Internet banking and I-mobile. |
NIL |
NIL |
RTGS - Outward |
NIL |
INR 2 lakh to INR 5 lakh – INR 20 per transaction. INR 5 lakh and above – INR 45 per transaction NIL If the transaction is requested from digital channels – Internet banking and I-mobile. |
NIL |
NIL |
RTGS - Inward |
NIL |
NIL |
NIL |
NIL |
IMPS – Inward |
NIL |
NIL |
NIL |
NIL |
IMPS - Outward |
NIL |
Upto INR 1 lakh – INR 5 +GST per transaction. INR 1 lakh to INR 2 lakhs – INR 15+GST per transaction. Above INR 2 lakhs upto 10 lakhs - Not Applicable |
NIL |
NIL |
EFT Charges |
EFT Charges- inward |
NIL |
NIL |
NIL |
NIL |
EFT Charges- outward |
NIL |
NIL |
NIL |
NIL |
ECS/NACH charges |
ECS/NACH Return |
Flat rate of INR 500 per instance (financial reasons) in the same month |
Flat rate of INR 500 per instance (financial reasons) in the same month |
Flat rate of INR 500 per instance (financial reasons) in the same month |
Flat rate of INR 500 per instance (financial reasons) in the same month |
ECS Credit Returns |
NIL |
NIL |
NIL |
NIL |
Charges for certifying or verifying customer mandates |
NIL |
NIL |
NIL |
NIL |
Cheque Collection Local |
NIL |
NIL |
NIL |
NIL |
National Automated Clearing House (NACH) Mandate. One time mandate authorisation charges (physical/online) |
INR 100 per mandate |
INR 100 per mandate |
INR 100 per mandate |
INR 100 per mandate |
Debit Card Charges |
Enrolment fee |
NIL |
NIL |
NIL |
NIL |
Annual Debit Card Fee for First Account Holder/ Joint Account Holder |
Silver |
NIL |
Silver |
INR 299+GST |
Silver |
NIL |
Silver |
NIL |
Platinum |
NIL |
Platinum |
INR 299+GST |
Platinum |
NIL |
Platinum |
NIL |
World |
NIL |
World |
INR 399+GST |
World |
INR 399+GST |
World |
NIL |
Replacement Card fees (Lost / Damaged card) |
NIL |
INR 375 |
INR 375 |
NIL |
Surcharge on Fuel purchases |
At HPCL outlets: |
At HPCL outlets: |
At HPCL outlets: |
At HPCL outlets: |
NIL for transactions above INR 400; 2.5% subject to a minimum of INR 2 for transactions up to INR 400 |
NIL for transactions above INR 400; 2.5% subject to a minimum of INR 2 for transactions up to INR 400 |
NIL for transactions above INR 400; 2.5% subject to a minimum of INR 2 for transactions up to INR 400 |
NIL for transactions above INR 400; 2.5% subject to a minimum of INR 2 for transactions up to INR 400 |
At non-HPCL outlets: |
At non-HPCL outlets: |
At non-HPCL outlets: |
At non-HPCL outlets: |
2.5 % of purchase or INR 10 per transaction, whichever is higher |
2.5 % of purchase or INR 10 per transaction, whichever is higher |
2.5 % of purchase or INR 10 per transaction, whichever is higher |
2.5 % of purchase or INR 10 per transaction, whichever is higher |
Debit Card PIN re-generation Charges |
NIL |
NIL |
NIL |
NIL |
Decline of transaction at any ATM or point of sale (POS) due to insufficient balance in the account |
INR 25 per transaction |
INR 25 per transaction |
INR 25 per transaction |
INR 25 per transaction |
Debit Card de - hotlisting |
INR 100 per request |
INR 100 per request |
INR 100 per request |
INR 100 per request |
Standing Instructions |
Setting-up-charge |
Only out of pocket (OoP) expenses |
INR 150 per standing instruction |
INR 150 per standing instruction |
Only out of pocket (OoP) expenses |
Amendment charge |
NIL |
INR 25 per amendment |
INR 25 per amendment |
NIL |
Execution charge involving payment through DD/PO, etc. |
As per remittance, plus INR 25 towards out-of -pocket expenses |
As per remittance, plus INR 25 towards out-of -pocket expenses |
As per remittance, plus INR 25 towards out-of -pocket expenses |
As per remittance, plus INR 25 towards out-of -pocket expenses |
Lockers Customers are entitled for discount only for the first year. |
50% discount on annual fee |
Charges as applicable |
40% discount on annual fee |
50% discount on annual fee |
Standing Instructions Rejection |
INR 200 per instance
|
INR 200 per instance
|
INR 200 per instance
|
INR 200 per instance
|
Deliverable Charges |
i. Reissue of ATM / Debit Card and Pins |
NIL |
INR 375 |
INR 375 |
NIL |
ii. Reissue of Internet Banking User ID |
NIL |
INR 375 |
INR 375 |
NIL |
iii. Reissue of Internet Banking passwords |
NIL |
INR 375 |
INR 375 |
NIL |
iv. Reissue of Cheque Book |
NIL |
INR 375 |
INR 375 |
NIL |
Miscellaneous charges |
Balance Certificate |
NIL |
INR 50 per certificate for balance in Savings Account and Fixed Deposit Account |
NIL |
NIL |
NIL |
INR 100 per certificate for balance in INR and the equivalent amount in USD in Savings Account and Fixed Deposit Account |
NIL |
NIL |
Interest Certificate |
NIL |
INR 50 per certificate for more than one copy for a financial year |
NIL |
NIL |
Account closure |
NIL for closure within 30 days of account opening, INR 500 for closure during 31 days to one year, NIL after one year of account opening |
NIL for closure within 30 days of account opening, INR 500 for closure during 31 days to one year, NIL after one year of account opening |
NIL for closure within 30 days of account opening, INR 500 for closure during 31 days to one year, NIL after one year of account opening |
NIL for closure within 30 days of account opening, INR 500 for closure during 31 days to one year, NIL after one year of account opening |
Retrival of old transactional documents / Enquiries related to old records |
NIL |
Upto 1 year old : INR 50 per record ; More than 1 year old : INR 100 per record. |
Upto 1 year old : INR 50 per record; More than 1 year old : INR 100 per record. |
NIL |
Use of Fax/Telephone/Modem |
NIL |
INR 100 or actuals, whichever is higher |
NIL |
NIL |
Photo attestation |
INR 100 per application/letter |
INR 100 per application/letter |
INR 100 per application/letter |
INR 100 per application/letter |
Signature attestation |
INR 50 per application/letter |
INR 50 per application/letter |
INR 50 per application/letter |
INR 50 per application/letter |
Address confirmation |
NIL |
INR 50 per request |
NIL |
NIL |
Inoperative account |
NIL |
NIL |
NIL |
NIL |
Penalty on Deposit of cash in collector box |
NIL |
A charge of INR 100 will be levied. The charge will be INR 300 in case the deposit amount is above INR 500. Repeat instances of cash deposits through cheque drop box will attract an enhanced charge of INR 500 for any amount. For any other exceptional transactions which are not part of the services offered by ICICI Bank, a charge will be levied as specified by the bank from time to time. |
NIL |
NIL |
Stop Payment charges |
NIL |
INR 100 per cheque and INR 200 for range of cheques covered in single mandate. No charge is levied if stop payment request is made through Internet Banking. |
INR 100 per cheque and INR 200 for range of cheques covered in single mandate. No charge is levied if stop payment request is made through Internet Banking. |
NIL |
Lien marking and unmarking of savings account |
INR 50 for marking of lien ; INR 50 for unmarking of lien |
INR 50 for marking of lien ; INR 50 for unmarking of lien |
INR 50 for marking of lien ; INR 50 for unmarking of lien |
INR 50 for marking of lien ; INR 50 for unmarking of lien |
Reissue of Internet user id or password ( through Branch or non IVR Customer Care) |
INR 375 |
INR 375 |
INR 375 |
INR 375 |
Cheque Books |
Free, payable-at-par |
Free, payable-at-par |
Free, payable-at-par |
Free, payable-at-par |
Multicity cheque payment |
NIL |
NIL |
NIL |
NIL |
Outstation cheque collection –through ICICI Bank branch locations |
NIL |
Upto INR 5,000 – INR 25 per instrument. INR 5,001 to INR 10,000 – INR 50 per instrument. INR 10,001 to INR 1 lakh – INR 100 per instrument. Above INR 1 lakh - INR 200 per instrument |
NIL |
NIL |
Outstation cheque collection –through non ICICI Bank branch locations |
NIL |
Upto INR 5,000 – INR 25 per instrument. INR 5,001 to INR 10,000 – INR 50 per instrument. INR 10,001 to INR 1 lakh – INR 100 per instrument. Above INR 1 lakh - INR 200 per instrument |
NIL |
NIL |
Issue of pass book |
NIL on request at base branch where account is maintained |
NIL on request at base branch where account is maintained |
NIL on request at base branch where account is maintained |
NIL on request at base branch where account is maintained |
Issue of duplicate pass book |
NIL |
NIL |
NIL |
NIL |
Issue of loose cheque leaves |
Free |
INR 125 for cheque book of 5 leaves (INR 25 per leaf) |
INR 125 for cheque book of 5 leaves (INR 25 per leaf) |
Free |
Address change request at branches |
INR 50 per instance |
INR 50 per instance |
INR 50 per instance |
INR 50 per instance |
Deliverable returned by courier |
Any deliverable returned by courier due to consignee or address specific reasons (no such consignee/ consignee shifted and no such address, etc.) – INR 50 per instance |
Any deliverable returned by courier due to consignee or address specific reasons (no such consignee/ consignee shifted and no such address, etc.) – INR 50 per instance |
Any deliverable returned by courier due to consignee or address specific reasons (no such consignee/ consignee shifted and no such address, etc.) – INR 50 per instance |
Any deliverable returned by courier due to consignee or address specific reasons (no such consignee/ consignee shifted and no such address, etc.) – INR 50 per instance |
Deliverables at branches |
Any deliverable not picked up (within the stipulated time) - INR 50 per instance |
Any deliverable not picked up (within the stipulated time) - INR 50 per instance |
Any deliverable not picked up (within the stipulated time) - INR 50 per instance |
Any deliverable not picked up (within the stipulated time) - INR 50 per instance |
Unarranged overdraft |
Rs 100 per occasion + applicable interest p.a. |
Rs 100 per occasion + applicable interest p.a. |
Rs 100 per occasion + applicable interest p.a. |
Rs 100 per occasion + applicable interest p.a. |
Porfolio Investment Scheme (PIS) |
Annual Maintenance Charges (AMC Charges) |
INR 2500 + applicable GST per year |
Transaction Reporting Charges |
INR 50 + applicable GST per contract note |