Credit Cards

Rubyx Credit Card

Two cards. One account. Many possibilities.

Sapphiro Credit Card

The Next Level of Credit Card Privilege.

Platinum Credit Card

Safe, convenient and flexible, powered by exciting benefits.

Cobrand Credit Cards

MakeMyTrip Credit Card

SPEND. EARN. TRAVEL.

Manchester United Credit Card

Top 20 spenders get exciting Man Utd merchandise kits. Score points on your Card, and Goals in PES 2021.

HPCL Credit Cards

Save more on Fuel

Unifare Metro Credit Cards

Accelero Credit Card

Give momentum to your spends to live your passion

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More Credit Cards

Not able to find your cards. Check out our all other cards

Expression Credit Card

Amazon Pay Credit Card

InterMiles Credit Card

Special offers on ICICI Bank Credit Cards

Everyday delights

Enjoy great discounts daily on gift items, food, movies and more.

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Culinary treats

Get attractive discounts on a wide range of cuisines at cafes and restaurants across the country.

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Travel easy

Use the credit cards from ICICI Bank to enjoy trips and get exciting deals on airline tickets, hotel bookings, mobile plans and muc

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Instant approval of credit cards

Submit your basic information

Select the type of card you want

Upload your documents

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Important notices

Login to your account with your user ID and password to view your credit card statement.
If you are a member holding the Visa Signature Credit Card from ICICI Bank, please click here for some important information on the priority pass benefit.
A redemption handling fee (and GST thereon) is levied for every request seeking redemption of reward points earned on our credit cards, debit cards or MySavingsRewards. For more details, please click here
Members holding the Instant Platinum Credit Card from ICICI Bank will earn two PAYBACK reward points on every ₹100 spent on all purchases (except fuel purchases).

3D Secure registration, an additional security protocol for your credit card

Option 1: Log in to the 3D Secure section at www.icicibank.com

Step 1 - Visit https://www.3dsecure.icicibank.com

Step 2 - Enter the number of your credit card, the date it’s valid from and your date of birth.

Option 2: Real-time OTP generation

A unique OTP is generated for every transaction. So, you can be rest assured that your transactions are secure, because it’s not possible to generate an OTP in advance using IVR or through SMS or IVR OTP (IOTP). The OTP will be sent only when you initiate your transaction.

For Verified by Visa or Mastercard SecureCode services, register here.

FAQs and terms and conditions

Key services

Frequently Asked Questions (FAQs) for Credit Cards

How can I increase my credit limit?

Increasing the credit limit on your ICICI Bank Credit Card is a simple process. You can follow any one of the methods explained below to enhance your credit limit:

Option 1: Simply SMS the following to 5676766.

SMS Text: CRLIM(space)last four digits of your credit card

Example: CRLIM 1234

If you are an eligible cardholder, your credit limit will be increased to the maximum available level.

Option 2: Log in to iMobile app and go to the section titled ‘Cards.’ Click on your credit card number and select the ‘Manage Limit’ option. Then, choose the ‘Desired Credit Limit’ option.
Option 3: Log in to our internet banking portal and click on the relevant credit card account. Then, select the ‘Manage Credit Limit’ option. Then, choose the ‘Desired Credit Limit’ option.
Option 4: Call on our customer care number which is printed at the back of the credit card.

You can apply for an increase in the credit limit only when you have completed 12 months of your membership.

What is the meaning of the term ‘Minimum Amount Due?’

The term ‘Minimum Amount Due’ (MAD) refers to the minimum portion of the total outstanding liability on your card. You need to pay the MAD by the due date to avoid any charges for late payment of the remaining outstanding amount.

How do I activate my ICICI Bank Credit Card?

The ICICI Bank Credit Card that we deliver to you is already activated for use. You can readily use it to carry out domestic and international transactions.

What is the cash limit on my credit card?

The cash limit on your credit card refers to the maximum amount of cash that you can withdraw using your card from an ATM or over the counter at any branch of ICICI Bank. You can avail this facility on select cards, as specified by us, after the expiry of 180 days from the date of issuance of the card. After this period, if your card is eligible for this facility, we will inform you about the cash limit and the accompanying terms, if any, as per our discretion.

How do I track the status of my application for an ICICI Bank Credit Card?

If you have applied for an ICICI Bank Credit Card through our website, you can track the status of your application using your application reference number by clicking the following link.

https://loan.icicibank.com/asset-portal/my-applications-login

How can I find out the date of my credit card bill?

You can use the iMobile app to know the current billing cycle for your credit card account. Log in to your account on the app and click on the section titled ‘Cards.’ Click on your credit card number and select the ‘Manage Card’ option. Then, choose the ‘View & Manage Billing Cycle’ option.

How do I cancel my credit card account?

You may call our customer care number to cancel your credit card account.

What is the difference between a credit card and debit card?

When you use your debit card, the amount charged for your transaction is deducted from the balance in the savings account linked with your card. On the other hand, you can do a transaction up to a limit assigned through your credit card. You will be billed for it at a later date.

If I make a few delayed payments, will that negatively impact my credit score?

Yes, delays in repayments are likely to impact your credit score adversely. This is because banks are required to report the status of repayment of Equated Monthly Instalments (EMIs) and credit card bills of all customers to credit information bureaus on a monthly basis. Before issuing a credit card or a loan to a customer, various lending institutions refer to the information provided by these credit bureaus to get an idea of the customer's track record. So, if you have a clean record of prompt repayments, your credit score will be favourable.

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