This usually means a poor credit score or credit rating. Many things can damage your credit score, like missed payments, late payments or default on payments.
An unauthorized use of your account or credit card without your knowledge or consent.
Someone other than you who uses your card or account without your consent.
A length of time in which a lender will allow you to pay your credit balance without paying interest and/or late fees. This is a feature of most credit cards except in case of Cash advances.
The percentage rate of interest charged when a balance outstanding is held (i.e not re-paid) on a credit card. This is usually stated as a monthly or yearly rate.
VISA, MasterCard and American Express are key "network" companies that allow information exchange between merchant establishments and credit card issuing companies to authorize and track transactions all over the world.
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