SIP CALCULATOR

An SIP Calculator is an online tool that allows you to estimate the returns on your Mutual Fund investments, usually before you invest in them through one or more Systematic Investment Plans. It is simply a roadmap to help an investor seamlessly integrate SIP investments in his/her portfolio. However, the actual returns offered by a Mutual Fund scheme varies depending on various factors.

• Real time investment insights

The Mutual Funds SIP Calculator offers real time insights by considering current stock values and projecting growth based on past performance. This feature ensures investors can access the latest information about their investments.

• Maximises compounding benefits

By analysing Mutual Funds with consistent growth potential, the calculator helps investors maximise the benefits of compounding. It considers company research and background to identify opportunities for long term growth.

• Strategic investment guidance

The calculator provides strategic guidance on SIP investment including diversification, optimal investment amount and duration. It ensures that investors can make informed decisions based on their financial goals and risk tolerance. 

• Accessibility for all budgets

Even investors with limited funds can benefit from the calculator which suggests suitable products within lower price range. This accessibility ensures that investing in Mutual Funds is not limited to High Net worth Individuals.

• Tailored investment plans

Personalised recommendations based on individual financial capabilities and preferences ensure investors receive tailored investment plans aligning with their specific goals and risk profiles.

• User friendly with instant results

With its simple interface, the calculator makes it easy for investors to perform calculations and receive results instantly. This user friendly approach ensures that investors can quickly assess the potential returns on their investments.

• Online access anytime, anywhere

Mutual Funds SIP Calculator is a convenient and affordable investment planning tool for investors which can be accessed anytime from anywhere through internet at zero cost.

Steps to use SIP Calculator for Target Amount

• Start by choosing your investment amount, ranging from Re 1 to Rs 1 crore
• Next, choose the type of investment - monthly SIP, quarterly or at once (a lump sum amount)
• Next, choose the investment tenure that ranges from 1 to 50 years
• Select the rate of interest that could range from 1% to 100% of your investment
• ICICI Bank’s SIP Calculator will give you results based on your inputs. You will get an estimate for your total amount of investment, returns and total wealth accumulation.

Steps to use SIP Calculator for current investment amount

• Choose your investment amount according to your financial capacity, with options ranging from Re 1 to Rs 1 crore
• Decide whether you want to invest through monthly SIPs, quarterly payments or a lump sum amount, as per your convenience and financial goals
• Choose a tenure that aligns with your investment objectives, with options ranging from 1 to 50 years
• Customise your investment by selecting an interest rate that suits your risk appetite and financial expectations, with choices ranging from 1% to 100% ROI
• Use ICICI Bank’s SIP Return Calculator to get accurate estimates for your total investment, projected returns and accumulated wealth.

No, an SIP calculator cannot guarantee accurate future returns. It can provide estimates based on historical data and assumptions, but market conditions are unpredictable and investments carry risks. Actual returns may vary significantly from the calculator's projections, making it essential to use SIP calculators as a rough planning tool rather than a guarantee of future performance.

The expected rate of return in an SIP calculator is crucial because it helps investors estimate their future wealth growth. A higher expected return can lead to a larger corpus, while a lower return may necessitate higher contributions. Accurate rate predictions are vital for setting realistic investment goals and making informed financial decisions.

You can invest any amount in a Systematic Investment Plan (SIP), starting from as low as Rs 500 per month. There is no upper limit, providing flexibility to invest according to your financial goals and capabilities. Whether you are a conservative or an experienced investor, SIPs offer an accessible and customisable investment option.