Diversify your portfolio at ease with multiple investment products
Mutual Funds (SIP)
Invest confidently with Mutual Funds. They offer diversified investments, ensuring your money works smarter and not harder.
Variety of Schemes
Explore a range of Mutual Funds suitable for your investment needsKnow More
Mutual Funds tailored for you
- Diversification of Funds
- Suitable for various risk appetites
- Potential for favourable returns relative to the level of risk
- Large, Mid & Small Cap are three types of Equity Funds.
- Lower volatility – Suitable for individuals with lower risk appetite
- Debt Mutual Funds have maximum exposure to debt and the money market instruments
- Debt funds provide stability
- Capital Preservation
- Diversification across asset classes such as debt, equity, precious metals, money market instruments and overseas securities
- The combination of different assets helps manage risks Lower volatility compared to Equity Funds
Demat & Trading Account
Trade hassle-free and manage investments securely
Investment with portfolio
handpicked by experts
Buy share now
and pay later
Sell shares and get
funds in 5 minutes
Open a Demat Account today for paperless and efficient tradingKnow MORE
National Pension System
Looking for an investment that will reduce your tax burden while growing your wealth for retirement?
Start investing in NPS today for a wealthy tomorrow.
Financially secure retirement
Invest and manage digitally
Calculate your returns and invest for a stress-free tomorrowExplore more
Sovereign Gold Bond
Looking for avenues for saving tax and of creating a sizeable wealth at the same time
Individuals can own gold without
any physical possession
No risk and no cost of storage
No capital gains tax
Can avail loan on SGB
Investing in gold is much more easy and convenient nowKnow More
National Pension Scheme
for investment avenues for
your golden years? Start saving with
NPS to plan for a pleasant retirement.
Secured source of income for your old age
Government Welfare Schemes
ICICI Bank facilitates investing in various government saving schemes, to help customers invest in the safe instruments with assured returns and regular interest earnings over a specified periods of time.
Find the best scheme as per your needsExplore more
Government Welfare Schemes tailored for you
Sukanya Samriddhi Yojana (SSY)
- Education expenses Covered
- Attractive rate of interest at 8% per annum subject to change as per the Government of India
- Guaranteed Returns
- Triple tax benefits under Section 80C up to Rs 1.5 lakh
Senior Citizen Savings Scheme (SCSS)
- Guaranteed returns
- Tax benefits of Rs 1.5 lakh under Section 80C
- High rate of interest
- Quarterly interest payout
Floating Rate Savings Bond (FRSB)
- Half-yearly interest payout
- Zero credit risk
- No maximum investment limit
- Government regulated
Atal Pension Yojana (APY)
- Government regulated
- Guaranteed pension
- Risk-free scheme
- Tax benefits
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What are Mutual Funds and how do they work?
Mutual Funds are professionally managed funds that pool the savings of many investors and invest them in securities like stocks, bonds and short-term money market instruments. Investors in Mutual Funds have a common financial goal and their money is invested in different asset classes in accordance with the fund’s investment objective. Knowledge of a Mutual Fund scheme can be obtained from its Scheme Information Document (SID) and Fund Fact Sheet.
What is the process to invest in Mutual Funds through ICICI Bank?
You can invest in Mutual Funds by logging in to ICICI Bank Internet Banking. Click on the ‘Investments and Insurance’ section > Invest online > Invest in Mutual Funds. Alternatively, you can invest in Mutual Funds through ICICI Bank iMobile Pay > Click on the ‘Invest & Insure’ section > Invest > Mutual Funds.
Is Mutual Fund a good investment option?
Mutual Fund is a good investment option for investors looking to diversify their portfolios. Instead of exposure to only one company or industry, a Mutual Fund investor invests in different securities and minimises his/her portfolio's risk.
What is NPS?
NPS is an easily accessible, low-cost, tax-efficient, flexible and portable defined contribution voluntary retirement savings scheme introduced by the Government of India and regulated by the Pension Fund Regulatory and Development Authority (PFRDA).
What are the key features of NPS?
Some of the key features of NPS are:
Regulated - NPS is regulated by PFRDA, which is established through an Act of Parliament. (PFRDA Act, 2013)
Pension for all - It can be voluntarily subscribed by any Indian citizen (Resident/ Non-Resident/ Overseas citizen)
Low Cost – NPS is one of the lowest cost pension schemes in the world
Flexible - Subscribers have choices of Point of Presence (PoP), Central Recordkeeping Agency (CRA), Pension Fund and Asset Allocation. The choices exercised can be changed subsequently
Portable – NPS Account can be transferred across employment, location/ geography
Tax efficient – Tax incentives are available to subscribers under the Income Tax Act, 1961
Optimum returns – Market-linked returns based on the choice of investment made by the subscriber
Transparent – Subscribers can access their NPS Accounts online 24X7 and there is mandatory public disclosure.
What are the eligibility criteria for NPS?
Any Indian citizen (resident or non-resident) and Overseas Citizen of India (OCI) aged between 18-70 years can invest in NPS.
What is an ICICIdirect.com 3-in-1 Account i.e. Demat, Trading and Bank Account?
ICICIdirect offers you a Unique 3-in-1 Online Trading Account, which integrates your Demat, Savings and Trading Account to provide a secure and seamless investment experience.
What are the advantages of a 3-in-1 Account?
Trade in Shares, Futures and Options, Currencies, Invest in Mutual Funds & IPOs through our seamless and secure 3-in-1 online Trading Account.
Integrates your Banking, Trading and Demat Account
Single window for all your investment needs
Accessibility on multiple platforms for trading like wed, mobile and call-n-trade (place order over the phone)
What are the features of a Trading Account?
Seamless Trading: Trade in shares without going through the hassle of tracking settlement cycles and transfer instructions.
Security: Instead of transferring money to a broker's pool account, you manage your account when you trade through ICICIdirect.com.
Wide range of products: Innovative offerings like - Margin, Margin Plus, Buy Today Sell Tomorrow (BTST), Derivatives Trading, Mutual Funds & IPOs
Access to Research: We understand the need for the right research to make the right investment decision and have focused heavily in this area.
Tracking and Review: Our portfolio tracker and watch list along with SMS alerts, will always keep you updated on the status of your investments with us and you can act on them as and when required.