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THE INSTANT CREDIT CARD IS AN EXCELLENT CHOICE TO HELP YOU BEGIN BUILDING A GOOD CREDIT SCORE:

 

To start building credit score, you will need to:

 

  • Spend regularly on your card
  • Our tip: score generation doesn't begin till you do this.
  • Stay within your credit limit
  • Our tip: this indicates that you are not 'credit-hungry' and is a good credit practice.
  • Always make your monthly payments to us and to other lenders on time
  • Our tip: Behaving well on Instant Card is important but don't allow late payments or defaults on other loans or cards to spoil your score – after all, other lenders may report this behavior as well.
  • You must continue to manage your purchase and payment to avoid lowering your credit score.

Click here to apply for your Instant Credit Card and join our Credit Builder Program.