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Banking Cards, including Credit Cards and Debit Cards have changed the way we manage our finances and make transactions. These plastic Cards, issued by the financial institutions like ICICI Bank, play a pivotal role in the modern financial system.

1. Credit Cards

They offer a revolving line of credit for purchases, with added benefits such as rewards, cashback and travel perks.

2. Debit Cards

They are directly linked to your Bank Account, allowing seamless payments and cash withdrawals.

3. Travel Cards

They are specifically designed for international travellers, providing currency conversion at competitive rates.

4. Prepaid Cards

These Cards are preloaded with a specific amount, ideal for budgeting and controlling expenses.

5. Commercial Cards

These Cards are aimed at businesses, simplifying expense management and reporting.

6. Unifare Metro Card

These Cards facilitate convenient metro travel in select cities.

7. Merchant Services

They enable businesses to accept Card payments, enhancing customer convenience.

Banking Cards are helpful in today's digital age due to several reasons:

1. Convenience

They offer a hassle-free way to make payments online, at the store or while travelling.

2. Security

Banking Cards are equipped with security features like EMV Chips and PINs, reducing the risk of frauds.

3. Budgeting

Debit Cards and Prepaid Cards help the customers to stick to the budget by limiting their spends.

4. Rewards

Credit Cards offer rewards, cashback and travel benefits, allowing users to maximise their spends.

5. Global access

Travel and international Cards help the customers to easily make payments abroad and access funds.

Banking Cards are essential for managing finances ensuring convenience, security and flexibility in today's financial landscape.