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ICICI Bank RuPay Credit Card holders can now link their RuPay Credit Cards to UPI on the iMobile app with the following steps:

Step 1: Download & log in to the iMobile app

Step 2: Select ‘UPI transactions’

Step 3: Click on ‘Manage’

Step 4: Select ‘My Profile’

Step 5: Click on ‘Link Your RuPay Credit Card to UPI’

Step 6: Enter the VPA ID of your choice and check its availability

Step 7: Click on ‘Proceed’

Step 8: Select the RuPay Credit Card number to be linked

Step 9: Click on ‘Confirm’.

Please refer to the Most Important Terms & Conditions (MITC) for UPI on CC Terms & Conditions

debit-card-benefits

Scan QR to Link Your RuPay Credit Card to UPI

ICICI Bank RuPay Credit Card holders can pay at merchant QR Code with the following steps:

Step 1: Download & log in to the iMobile Pay app

Step 2: Select ‘Scan any QR’

Step 3: Scan the QR code of the merchant

Step 4: Enter the amount to be paid

Step 5: Select ‘ICICI RuPay Credit Card’ from the list of VPAs created

Step 6: Click on ‘Review Payment’.

Step 7: Review the Payment details and click on ‘Confirm’

Step 8: Enter M-PIN created for the iMobile Pay app.

Please refer to the Most Important Terms & Conditions (MITC) for UPI on CC Terms & Conditions

ICICI Bank RuPay Credit Card holders can use the following steps for conducting payments at online merchants by entering the VPA linked to RuPay Credit Card:

Step 1: Enter the VPA ID created for RuPay Credit Card on the merchant page and click on ‘Request Payment’

Step 2: Download & log in to the iMobile Pay app

Step 3: Select ‘UPI transactions’

Step 4: Select ‘Payment Requests’

Step 5: Under the tab labelled ‘Pending with me’, all active collect requests will be shown

Step 6: Select the payment from the list of active collect requests and click on ‘Accept’.

Step 7: Review the payment details and click on ‘Confirm’

Step 8: ‘Payment Initiated’ Page will be generated. Customers should wait for the confirmation of payment

Step 9: ‘Transaction successful’ message will be displayed to the customer once the payment confirmation is received.

Please refer to the Most Important Terms & Conditions (MITC) for UPI on CC Terms & Conditions

  • Seamless UPI Linking: Link your RuPay Credit Card effortlessly with UPI on the iMobile app for seamless transactions. Enjoy added convenience and rewards while making payments through the app.
  • Easy Card EMIs: Transform expensive purchases into manageable Equated Monthly Instalments (EMIs) for stress-free spend management.
  • Get a Loan on Credit Card: With your RuPay Credit Card, you can apply for loans that give quick access to funds for personal or emergency needs
  • Fast Approval: Experience a fast and simple online application process with minimal documentation, so that you can start using your Card sooner.
  • UPI Payment Rewards:When you use your RuPay Credit Card to make daily payments, you can maximise your benefits by earning reward points for each transaction.

It is important to understand the fees of your RuPay Credit Card. Here is a summary.

Card Name

Joining Fee

Annual Fee

Coral RuPay Credit Card

₹ 500 + GST

₹ 500 + GST

Sapphiro RuPay Credit Card

₹ 6,000 + GST

₹ 3,500 + GST

Rubyx RuPay Credit Card

₹ 3,000 + GST

₹ 2,000 + GST

MakeMyTrip RuPay Credit Card

₹ 999 + GST

₹ 999 + GST

HPCL Super Saver RuPay Credit Card

₹ 500 + GST

₹ 500 + GST

ICICI Bank RuPay Credit Cards and UPI Apps

UPI apps integrate seamlessly with ICICI Bank RuPay Credit Cards. By connecting your ICICI Bank RuPay Credit Card to UPI apps, you can make quick and safe payments for bills and everyday expenses, streamlining your transactions and optimising rewards.

Dos & Don'ts for using your RuPay Credit Card on UPI

Do

Don’t

Enable SMS, Contacts and Call access on your UPI app to link your RuPay Credit Card

Don’t share your UPI PIN, OTP or Credit Card details with anyone

Set a unique UPI PIN for Credit Card transactions on UPI

Avoid using the same UPI PIN for your Credit Card and Bank Accounts

Use RuPay Credit Card for merchant QR code payments only

Don’t exceed your credit limit

Update your mobile number with the Bank for smooth linkage

Don’t use the RuPay Credit Card for person-to-person payments, IPO purchases or other restricted transactions

Regularly check balance and outstanding amount on UPI apps before paying

Don’t make payments through UPI using a RuPay Credit Card for prohibited categories, as directed by RBI or the issuing Bank

 

FAQs for UPI on RuPay Credit Card Transactions

Cards & Forex > Select RuPay Credit Card > Manage Card > Enable Online Transactions

UPI Payments > Manage > My Profile > Create New UPI ID > Select RuPay Credit Card > Select UPI ID > Proceed > Confirm

Open your UPI app, scan the merchant's QR code and choose your associated ICICI Bank RuPay Credit Card as the payment option. Enter the transaction amount and enter your UPI PIN to complete the payment safely.

Select the UPI payment option while completing the online merchant's checkout process. Launch your UPI app, choose your ICICI Bank RuPay Credit Card and then either enter your UPI ID or scan the QR code displayed on the screen. Verify the payment information and amount and then complete the transaction by entering your UPI PIN.