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ICICI Bank offers its customers a variety of Credit Card options to choose from. Each of these cards have their own unique features and benefits to help customers make informed decisions before picking the one that will meet all their needs in the long run.
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Option 1 - Through SMS
Step 1 - Send the last four digits of your 16-digit ICICI Bank Credit Card number to 5676766 from your registered mobile number only.
Step 2 - You will receive your IVR OTP (IOTP)/OTP only on your registered mobile number. The ‘IOTP with an SMS‘ option can be generated by following these simple steps here, click here
Option 2 - Log in to the 3Dsecure section of www.icicibank.com
Step 1 - Visit https://www.3dsecure.icicibank.com
Step 2 - Enter the 16-digit card number, ‘Valid From’ and ‘Date of Birth’ mentioned on your ICICI Bank Credit Card.
Step 3 - Generate IOTP/OTP request.
Step 4 - You will receive the IOTP only on your registered mobile number.
Option 3 - Real-time OTP generation
Step 1 - At the time of the IVR transaction, enter your 16-digit card number, ‘Expiry Date’ and CVV code mentioned on your ICICI Bank Credit Card.
Step 2 - You will receive the IOTP only on your registered mobile number.
For details, follow the simple steps here
Register for Verified by Visa / MasterCard SecureCode
Popular Credit Card FAQs
What is a Credit Card?
A Credit Card is a payment card that works on the concept of purchasing now and paying later. A Credit Card is accepted universally and allows the Cardholder to purchase goods without cash. Bank issues the Credit Card with a certain credit limit amount to spend basis the customer's income eligibility and profile. There is a set time period for paying the Credit Card bill however, in case of any delay the customer has to pay the utilised amount along with an interest and other charges.
Eligible applicant must:
- Be a citizen of India
- Be between the age limit of 21 years till 58 years, if salaried
- Up to 65 years of age, if self-employed
- Must fulfil the minimum income requirement at the time of application.
You can apply for an ICICI Bank Credit Card by visiting our official website i.e. https://www.icicibank.com/
A Credit Card balance is the available balance from the sanctioned credit amount, which a Cardholder can use to purchase goods through the following methods: Online, Point of Sale, Cash Withdrawal etc.
A Credit Card Statement is a summary of spends and payments made through the Credit Card during the specific period of credit cycle.
Reward Points are awarded against retail purchases on your ICICI Bank Credit Card, which may differ between cards. It can be redeemed on our reward platform.
You can activate your Credit Card for International transactions through iMobile Pay or Retail Internet Banking (RIB).
ICICI Bank offers a varied range of Gemstone and Co-branded Credit Cards which fulfils your day-to-day expenditure requirement along with exciting offers and discounts on selective range of products throughout the year.
ICICI Bank Credit Card Benefits For Existing Customers
Avail Cash Anytime
With ICICI Bank services like ATM withdrawal, get cash on the go!
Pay Without PIN
Make instant payments by simply tapping your Credit Card on a cashier's POS terminal that supports contactless payment.
Easy Bill Payments
Use the auto-pay feature and never miss your Credit Card bill payment. Register your Credit Card on ICICI Bank Net Banking or iMobile Pay to enable this feature and pay faster.
Scan & Pay
Link your Credit Card with your UPI-enabled app and scan the QR code to make instant online payments.
IMobile Pay App
Register your Credit Card on iMobile Pay App and ensure timely bill payments every month. You can track your card status on the app.
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Before you go…
… apply for an ICICI Bank Credit Card and get it instantly.
