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2 mins Read | 7 Months Ago

Lifetime Free Credit Card with No Annual Fee

Lifetime Free Credit Card Online | ICICI Bank

With ICICI Bank lifetime free Credit Card, you need not worry about paying card fees as there are no joining and annual fees. Using these cards wisely can yield incredible benefits such as rewards, cashback and exclusive discounts. Empower yourself with the convenience and flexibility of a Credit Card without worrying about any costs. Simplify your transactions, manage your finances and enjoy the perks that come with responsible Credit Card usage. 

No Annual Fee / Lifetime Free Credit Card

Are you searching for a Credit Card that offers great benefits without any annual fee? Known for its wide range of products and services catering to both individuals and corporate customers, ICICI Bank is a popular choice for Credit Cards.

With no annual fee, the ICICI Bank Credit Card provides a hassle-free experience, making it a convenient choice for your financial needs. Now earn rewards on your everyday purchases, get exclusive perks and manage your finances seamlessly. 

Some of the Best Lifetime Free Credit Cards in India

Discover the best lifetime free Credit Cards in India offered by ICICI Bank. Experience the convenience and benefits of these Credit Cards without annual fees. Before applying, choose your card from the following options:

  1. ICICI Bank Platinum Chip Credit Card – 

    Apply online to get a lifetime free Platinum Chip Credit Card. The ICICI Bank Platinum Chip Credit Card offers great value as it is easily manageable and comes with exciting benefits. Earn 2 reward points for every ₹100 spent which can be redeemed for exciting products.

  1. ICICI Bank Instant Platinum Credit Card-

    : Get this no-annual-fee Credit Card instantly at our branches against your Fixed Deposit. Earn 2 reward points for every ₹100 spent, avail 25% discount up to ₹100 on purchase of 2 tickets through and access exclusive dining offers through the ICICI Bank Culinary Treats Programme.
  1. ICICI Bank Coral Credit Card Against Fixed Deposit-


    Enjoy the convenience of an assured Credit Card without income documents. This card offers complimentary domestic airport and railway lounge accesses, 50% more reward points on online spending, discounts on dining and  25% discount up to ₹100 on purchase of 2 tickets through

  1. Amazon Pay ICICI Bank Credit Card -

    Save even while spending and enjoy special privileges with the Amazon Pay ICICI Bank Credit Card. This card made exclusively for you, pays you back everywhere and every time. Reward earnings can be used to purchase from over 10 crore products at and at more than 100 Amazon Pay partner merchants.

Get a free Credit Card from ICICI Bank and claim the rewards, discounts and exclusive privileges. Choose the ideal Credit Card that aligns with your financial needs and aspirations. Do not miss out on this opportunity to enhance your credit experience without any fees.

Check Eligibility and Available for free Credit Online

Age-: The minimum age requirement for banks to issue Credit Cards is 21. The maximum age limit varies with banks typically offering cards until age 60.

Annual Salary-: Banks consider the applicant's annual income to assess repayment capacity. Usually, a net annual income of ₹2.5 lakh is required, but eligibility criteria may vary across banks.

Nationality-: Indian citizens, residents and non-residents can apply for Credit Cards. However, some banks exclusively issue cards to Indian nationals. Verify specific eligibility requirements with the respective banks.

Lifetime Free Credit Cards Features and Benefits

Enjoy a range of features and benefits with these lifetime free credit cards:

1. Enhanced Security: These cards prioritise your safety and offer advanced security measures, ensuring your transactions are secure and protected.

2. Rewards: Banks allow you to accumulate the reward points you have earned by making purchases and redeem them for a variety of exciting rewards and discounts

3. Fuel Surcharge Waiver: Say goodbye to additional fuel surcharges. These lifetime free Credit Cards often come with a waiver, enabling you to save more on fuel expenses.

With these, you can enjoy many benefits while keeping your financial management hassle-free and cost-effective. Explore these cards today and take advantage of the features that enhance your lifestyle and save you money.

Lifetime Free Credit Cards Eligibility Criteria & Documentation

Customer category

Age range

Annual salary/income

Minimum CIBIL score

Salaried professionals




21-58 years old




Existing customer with an ICICI Bank Salary Account having a minimum annual salary of ?2.40 lakh

750 and above




Non-ICICI Bank salaried customer having a minimum annual salary of ₹<3.60> lakh

Self-employed professionals

21-65 years old

Existing ICICI Bank Savings Account customer with an annual income of ₹3.60 lakh

750 and above

Required Documentation:


Proof of identity

Proof of identity

Aadhaar Card, passport, PAN Card

Proof of address

Aadhaar Card, utility bill, rental agreement

Proof of income

Salary slips, Income tax returns, bank statements

Recent passport size photographs


Filled application form


Lifetime Free Credit Cards Without Income Proof

ICICI Bank instant Platinum Credit Card and ICICI Bank Coral Credit Card against Fixed Deposit (FD) offer a unique opportunity for individuals who may not have income proof to enjoy the benefits of a lifetime free Credit Card. The applicants can avail this card without income documentation.

How to Apply for a Lifetime Free Credit Card Online?

  1. Gather necessary information-:

    Collect your personal details, employment information and address proof to streamline the application process.
  2. Choose the right card-


    Select a Credit Card that matches your preferences and offers benefits that align with your lifestyle.

  3. Provide additional details-


    Be ready to provide the required documents such as income proof or credit score information to support your application.

  4. Verification and card issuance-


    The Bank will verify your information including credit history and issue the same upon successful verification.