Visa Privileges

Powerful InterMiles plan on the InterMiles ICICI Bank Sapphiro Visa Credit Card

Enjoy the opportunity to earn accelerated InterMiles.


Spend CategoryStandard InterMiles earn rate
(per INR 100 spent)
Domestic Spends* 4
International Spends 5
Spends on (applicable on purchase of revenue airline tickets at 8
Spends on Etihad Airways revenue ticket booking through 10


Fuel: 0 InterMiles per INR 100 spent
Insurance and Utilities: 1 InterMiles per INR 100 spent


Your card can accumulate a maximum of 60,000 InterMiles against your spends in each anniversary year. When this cap is reached, a InterMiles Uncapping Fee of INR 7,500 will be levied to your Credit Card account.


To continue earning InterMiles, please make this fee payment. Please call our Customer Care to reverse the fee if you choose not to pay it; further InterMiles will not accrue in that anniversary cycle.


The cap will be reset with the start of the next anniversary year and InterMiles will flow to your InterMiles account automatically from the next statement cycle. An anniversary year is one year from the date of your card setup.

VISA Lounge Access

Upgrade your travel experience with complimentary access to Airport Lounges in India with your InterMiles ICICI Bank Sapphiro Visa Credit Card. Just present your InterMiles ICICI Bank Sapphiro Visa Credit Card and boarding pass to enjoy.

  • You can now avail of 4 complimentary airport lounge access per quarter (2 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Sapphiro Credit Card by spending INR 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter.
  • In order to make your travel comfortable, we have updated the participating list of lounges. Please Click here to view the updated list of lounges.
  • Unrestricted chargeable access for yourself and your accompanying guest