Insta Save Account Service Charges

 Insta Save Account
Available to Resident Indian Individual greater than 18 years of age
Minimum monthly average balance (MAB)* Rs. 10,000 
Charges for non maintenance of minimum monthly average balance (NMMAB) Rs. 100 + 5% of the shortfall in required MAB
Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)
(with effect from Dec 15, 2019)
1) Number Limit (Sum total of deposits and withdrawals)
4 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.

2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions.
a) Home Branch (Branch where account is opened or ported)
Rs 2 lakh. Free per month per account.
Above Rs 2 lakh – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
b) Non-Home branch –
No charges for cash transactions value up to Rs 25,000 per day.
Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150

3) Third party Cash transaction (Sum total of deposits and withdrawals) -
Up to a limit of Rs 25,000 per day – Rs 150 per transaction.
Above Rs 25,000 not allowed.
Additional Cash Transaction Charges (with effect from Oct 16, 2019) All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.
ATM Interchange (Transactions at Non ICICI Bank ATMs) First 3 transactions (inclusive of financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free
First 5 transactions (inclusive of financial and non financial)in all other locations in a month - Free
Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations
Thereafter, Rs.20 per financial transaction and Rs. 8.50 per non financial transaction
Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)(with effect from Dec 15, 2019)  First 5 Financial transactions free in a month; thereafter, Rs.20 per financial transaction
All Non-Financial transactions free.
(Financial transaction includes - Cash Withdrawal; Non Financial transactions include - Balance Inquiry, Mini statement & Pin change)
Issue of DD drawn on ICICI Bank by cheque/transfer(w.e.f. July 01, 2019) Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000
Statement Free monthly e-mail statement

Free monthly statement to be collected from branch
Passbook facility available at base branch free of cost
View and download statement facility available on the website
Debit Card Fees for first Account Holder Rs.150 p.a.
Debit Card Cash withdrawal limit Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
Cheque Books (w.e.f. July 01, 2019)
Nil for 20 payable-at-par cheque leaves in a year;
Rs. 20 for every additional cheque book of 10 leaves
Charges for Multicity cheque payment Nil
Value Added SMS alert facility Rs. 15 per quarter

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