Basic Savings Bank Account

Available to All cities
Eligibility Person resident in India, >18yrs
Minimum Monthly Average Balance (MAB) Nil
Charges for non maintenance of MAB Not applicable
Cash Deposits in Accounts at Base Branch (Branch where the account is opened) Unlimited  without any charges
Cash Deposit at Non-Base branches within the Base City (Branches in same city where the account is opened other than Base branch)

Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 in the same month.

Cash Withdrawals in Account at Base Branch

Nil for the first 4 withdrawals in a month;thereafter Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 in the same month.

Cash Withdrawal at Non-Base branches within the Base City

Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 in the same month.

Anywhere Cash Withdrawals by customer or customer’s representative by debiting the customer’s own savings Account at a non-base branch outside the Base City Nil for the first cash withdrawal of a calendar month; Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 (Maximum withdrawal limit – Self: Any Amount , Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customer’s representative to the credit of the customer’s own savings Account at a non-base branch outside the Base City

At Branch -Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150 (Maximum deposit limit –Self: Any Amount, Third party: Rs. 50,000 per day)

At Cash Acceptance Machine –Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150.

ATM Interchange (Transactions at Non ICICI Bank ATMs)

First 5 transactions (inclusive of financial and non financial) in a month - Free

Thereafter, Rs.20 (exclusive of service tax) per financial transaction and Rs. 8.50 (exclusive of service tax) per non financial transaction

Transactions at ICICI Bank ATMs

First 5 transactions (inclusive of financial and non financial) in a month - Free
Thereafter, Rs.20 (exclusive of service tax) per financial transaction and Rs. 8.50 (exclusive of service tax) per non financial transaction

Issue of DD drawn on ICICI Bank by cheque/transfer Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000
Statement No Statement
Passbook facility available at base branch free of cost
Debit Card Annual Fees Free
Debit Card limit Daily spending/withdrawal limit: Rs. 10,000/ Rs.10,000
Cheque Books

Nil for 15 payable-at-par cheque leaves in a Year;
Rs. 20 for every additional cheque book of 10 leaves.

Charges for Multicity cheque payment Nil
Value Added SMS alert facility

Rs. 15 per quarter + taxes.

Outstation cheque collection – through ICICI bank branch locations Upto Rs. 5,000 - Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh - Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection – through non ICICI bank branch locations Upto Rs. 5,000 - Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh - Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

 

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to period revision.