Basic Savings Bank Account

Available to All cities
Eligibility All Indian residents
Minimum Monthly Average Balance (MAB) Nil
Charges for non maintenance of MAB Not applicable
Cash Deposits in Accounts at Base Branch (Branch where the account is opened) Unlimited  without any charges
Cash Deposit at Non-Base branches within the Base City (Branches in same city where the account is opened other than Base branch) Nil
Cash Withdrawals in Account at Base Branch Nil
Cash Withdrawal at Non-Base branches within the Base City Nil
Anywhere Cash Withdrawals by customer or customer’s representative by debiting the customer’s own savings Account at a non-base branch outside the Base City Nil
Anywhere Cash deposit by customer or customer’s representative to the credit of the customer’s own savings Account at a non-base branch outside the Base City Nil
ATM Interchange (Transactions at Non ICICI Bank ATMs) Nil
Transactions at ICICI Bank ATMs Nil
Issue of DD drawn on ICICI Bank by cheque/transfer No Charges
Statement Passbook facility available at base branch free of cost
Debit Card Annual Fees Free
Debit Card limit Daily spending/withdrawal limit: Rs. 10,000/ Rs.10,000
Cheque Books Nil
Charges for Multicity cheque payment Nil
Value Added SMS alert facility Nil
Outstation cheque collection – through ICICI bank branch locations Not applicable
Outstation cheque collection – through non ICICI bank branch locations Not applicable

 

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to period revision.