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General (390 days - 2 yrs)	6.75%	Apply Now
Senior Citizens (390 days - 2 yrs)	7.25%	Apply Now

Home Loan (Upto 30 lacs)	8.35*%	Apply Now
Personal Loan (Upto 20 lacs)	11.29*%	Apply Now

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Construction Equipment Loan Service Charges & Fees

Description of Charges	Charges Amount
Non Refundable Loan Processing Fees	Up to 2.00% of loan amount
Documentation Charges	₹ 350
CIBIL Report Charges	₹ 50
Stamp Duty	Actuals
Part Prepayment Option	Part prepayment of the loan is not allowed
Full Prepayment Charges	4% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower)
Charges for late payment of loans	2% per month on the outstanding installment
Swap Charges	₹ 500 per transaction
Bounce Charges	₹ 500 per transaction
Amortisation Schedule Charges	₹ 500 per schedule
Statement of Account Charges	₹ 500 per statement
Prepayment Statement Charges	₹ 100 per statement
Duplicate No Objection Certificate (NOC)/No Due Certificate (NDC) Charges	₹ 500 per NOC/NDC
Revalidation of NOC Charges	₹ 500 per NOC
Loan Cancellation Charges	₹ 3,000 per loan
Loan Reschedulement / Rebooking Charges	₹ 2,500 per loan

Notes

Service Tax (ST), Other Government taxes, Levies, etc., will be applicable as per prevailing rates in addition to the above mentioned charges.
The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over the site.
Interest Reset clause: Not Applicable.
The above mentioned charges would be applicable for existing customers from March 31, 2016.
Stamp duty charges shall be extra as applicable
Additional documentation charges of Rs.350/- applicable
ICICI Bank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion

For more information, please visit the nearest ICICI Bank branch or call our Customer Care.

Quarter ended on June - 2017	Minimum	Maximum	Mean
Construction Equipment Loan	8.58%	13.54%	10.21%

The range of interest rates provided above is with respect to loans to individuals disbursed during Quarter I - FY:2017-18
It includes fixed rate of interest and is based on factors such as customer relationship, vehicle segment and tenure of loan etc.
Interest rate for used vehicle loan is based on age and segment of vehicle, tenure of loan and product variant like top up, refinance etc.
It excludes subsidy and government schemes.
Mean rate = Sum of rate of interest of all loan accounts / Number of all loan accounts.

The Annual Percentage Rate (APR) is a method to compute annualized credit cost which includes interest rate and loan origination fee.

To calculate the same, please click here to download the APR calculator.