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Offer Zone Rates & Charges
Rates & Charges
FD, RD & iWish
(390 days - 2 yrs)
7.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.50% Apply Now
Home Loan
(Upto 5 crore)
8.65*% Apply Now
Personal Loan
(Upto 20 lacs)
11.59*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

Two Wheeler Loan Service Charges

Description of ChargesCharges Amount
Non-Refundable Loan Processing Fee:
Non-Premium/Premium Vehicles
2.5% of Loan amount or Max ₹ 2500/-
Non Refundable Loan Processing Fee:
Super Premium Vehicles
1% of Loan amount or Max of ₹ 5000/-
Documentation Charges Rs 2.25% of Loan amount or Maximum of Rs 1000/-
CIBIL Report Charges ₹ 50
Registration Certificate Collection Charges ₹ 350
Stamp Duty Actuals
Part Prepayment Option Part prepayment of the loan is not allowed
Full Prepayment Charges 5% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower)
Charges for late payment of loans 2% per month on the outstanding installment
Swap Charges ₹ 500 per transaction
Bounce Charges ₹ 400 per transaction
Amortisation Schedule Charges ₹ 500 per schedule
Statement of Account Charges ₹ 200 per statement
Prepayment Statement Charges ₹ 200 per statement
Duplicate No Objection Certificate (NOC)/No Due Certificate (NDC) Charges ₹ 500 per NOC/NDC
Revalidation of NOC Charges ₹ 500 per NOC
Loan Cancellation Charges ₹ 3,000 per loan



  1. Service Tax (ST), Other Government taxes, Levies, etc., will be applicable as per prevailing rates in addition to the above mentioned charges.
  2. The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over the site.
  3. Interest Reset clause: Not Applicable.
  4. The above mentioned charges would be applicable for existing customers from March 31, 2016.
  5. Stamp duty charges shall be extra as applicable
  6. Additional documentation charges of Rs.350/- applicable
  7. ICICI Bank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion


For more information, please visit the nearest ICICI Bank branch or call our Customer Care.


Range of Interest rates for Two wheeler loans

Quarter ended on March - 2017MinimumMaximumMean
Two Wheeler Loan 11.00% 26.27% 21.68%



  • The range of interest rates provided above is with respect to loans to individuals disbursed during Quarter IV - FY:2016-17.
  • It includes fixed rate of interest and is based on factors such as customer relationship, asset segment, tenure of loan etc.
  • It excludes subsidy and government schemes.
  • Mean rate = Sum of rate of interest of all loan accounts / Number of all loan accounts.

Annual Percentage Rate

The Annual Percentage Rate (APR) is a method to compute annualized credit cost which includes interest rate and loan origination fee.


To calculate the same, please click here to download the APR calculator.