Processing fee

Rs 99 + Goods and Services Tax (GST) applicable. Processing fees will be charged which is non-refundable

Auto-Debit return fee

2% of Total Amount Due (Min. Rs.450) + Goods and Services Tax (GST)

Interest Charges

Interest rate is 16% + Goods and Services Tax (GST) .

The rate of interest may be changed at the sole discretion of ICICI Bank.

In case of default, interest charges may increase up to a maximum of 1.33% per month (16% per annum).

Late Payment Charges (LPC)

The LPC on account will be a function of the total outstanding balance and will be as follows:

Total outstanding balanceLPC

Less than Rs 10,000

Rs 500 + Goods and Services Tax (GST)

More than Rs 10,000

Rs 750 + Goods and Services Tax (GST)

Fore closure charges

2% of current total outstanding balance + Goods and Services Tax (GST) applicable and 1 month interest charges applicable in advance while foreclosure.

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Popular FAQs

What should I do if my Debit Card is not working?
If you are unable to transact on your debit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
Is there any fees for using my Debit Card for retail or online transactions?
No. There is no fee for using your debit card for retail or online transactions. However, under certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.
To know international debit card transaction charges, please click here.
Can I use my Debit Card to pay online?
Currently your Debit Card can be used to make purchases from online merchants who have the Verified by Visa/ MasterCard SecureCode certification displayed on their web site.

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