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| Description of Charges* | Charges Amount | ||
|---|---|---|---|
| New Car | Used Car | ||
| Non Refundable Loan Processing Fees | Gross Loan Amt | Processing Fee Amt | Processing Fee Amt |
| <2.5 Lakh | ₹ 2,500 | 2% of loan amount or ₹6,000 whichever is lower | |
| 2.5 Lakh to 3.9 Lakh | ₹ 3,500 | ||
| 4 Lakh to 4.9 Lakh | ₹ 4,000 | ||
| 5 Lakh to 9.9 Lakh | ₹ 4200 | ||
| >10 Lakh | ₹ 5000 | ||
| Documentation Charges | ₹ 250 | ||
| CIBIL Report Charges | ₹ 50 | ||
| Registration Certificate Collection Charges | ₹ 200 | ||
| Stamp Duty | Actuals | ||
| Part Prepayment Charges and Terms | Part prepayment of the loan can be done as follows: | ||
| 1. Part prepayment is not allowed for cases with loan seasoning upto 6 months | |||
| 2. 6% of loan amount for cases with loan seasoning of 7 to 12 months | |||
| 3. 5% of loan amount for cases with loan seasoning of 13 to 24 months | |||
| 4. 3% of loan amount for cases with loan seasoning above 24 months | |||
| 5. Minimum amount that can be part prepaid should be equivalent to one Equated Monthly Installment (EMI) | |||
| 6. Maximum amount that can be part prepaid should be 25% of principal outstanding | |||
| 7. Part prepayment is allowed only twice during the loan tenure and once during a year | |||
| Full Prepayment Charges | 5% on principal outstanding or interest outstanding for unexpired period of loan (whichever is lower) | ||
| Charges for late payment of loans | 2% per month on the outstanding installment | ||
| Swap Charges | ₹ 500 per transaction | ||
| Bounce Charges | ₹ 500 per transaction | ||
| Amortisation Schedule Charges | ₹ 500 per schedule | ||
| Statement of Account Charges | ₹ 200 per statement | ||
| Prepayment Statement Charges | ₹ 200 per statement | ||
| Duplicate No Objection Certificate (NOC)/No Due Certificate (NDC) Charges | ₹ 500 per NOC/NDC | ||
| NOC for conversion from Petrol to LPG/CNG | ₹ 500 per NOC | ||
| Revalidation of NOC Charges | ₹ 500 per NOC | ||
| NOC to convert from Private to Commercial & Commercial to Private Registration | ₹ 2,000 per NOC | ||
| Loan Cancellation Charges | ₹ 3,000 per loan | ||
| Legal, Repossession and Incidental Charges. (Incidental Charges are those expenses that are not budgeted or specified, but are incurred by the bank on behalf of the customer). | At actuals | ||
Note:
- Service Tax (ST), Other Government taxes, Levies, etc., will be applicable as per prevailing rates in addition to the above mentioned charges.
- The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over the site.
- Interest Reset clause: Not Applicable.
- Part pre-payment facility is available only to Salaried customers.
- Stamp duty charges shall be extra as applicable
- ICICI Bank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion
For more information, please visit the nearest ICICI Bank branch or call our Customer Care.
