|Description of Charges||Personal Loans|
|Charges for changing from fixed to floating rate of interest||N.A.|
|Charges for changing from floating to fixed rate of interest||N.A.|
|Renewal Fee||Rs. 500/- to Rs. 1500/- (Old Book), 0.5% of Limit or Rs 750 whichever is higher for New Book|
|Further interest on overdrawn amount||2% p.a. over and above Applicable Rate|
|Late Payment Fee||Rs. 500/-|
|Cheque Representation Charges||Nil|
|Charges per Cheque return||Rs. 250/-|
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