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ICICI Bank offers Personal Loan to salaried individuals. You may quickly check your Personal Loan eligibility criteria if you are an existing ICICI Bank customer. Personal Loan eligibility for a Pre-approved Personal Loan can be checked through the iMobile Pay app and/or Net Banking platform.
| Criteria* | Self Employed |
|---|---|
| Age | 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years |
| Minimum Turnover | Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials |
| Minimum Profit After Tax | Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials |
| Business Stability | In current business for at least 5 years and minimum 3 years for doctors |
| Existing relationship with ICICI Bank | Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required |
Note:
* Conditions apply
ICICI Bank provides Personal Loans to self employed individuals under Business Installment Loan
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