Fees and Charges

Joining & Annual Fees

• Joining Fee - ₹ 199 + service tax
• Annual Fee (First year) - NIL
• Annual Fee (Second year onwards) - ₹ 199* + service tax
• Supplementary Card Fee - NIL
• Overdue interest on extended credit and cash advances - 3.40% per month (40.80% annualized).

* If total retail spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.

Please refer to the Most Important Terms & Conditions (MITC) for other charges.