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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
6.90% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.40% Apply Now
 
Loans
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
11.59*% Apply Now

More Rates       Service Charges & Fees 

Tools and Calculators

Fees and Charges

Joining & Annual Fees

  • Joining Fee - ₹ 199 + service tax
  • Annual Fee (First year) - NIL
  • Annual Fee (Second year onwards) - ₹ 199* + service tax
  • Supplementary Card Fee - NIL
  • Overdue interest on extended credit and cash advances - 3.40% per month (40.80% annualized).

* If total retail spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed. If the total retail spends on the Credit Card is less than ₹ 50,000 during an anniversary year, the Annual Fee shall not get reversed for the subsequent year.

 

Please refer to the Most Important Terms & Conditions (MITC) for other charges.