ICICI Bank is India's second-largest bank with total assets of Rs. 4,062.34 billion (US$ 91 billion) at March 31, 2011 and profit after tax Rs. 51.51 billion (US$ 1,155 million) for the year ended March 31, 2011. The Bank has a network of 2,561 branches and 7,440 ATMs in India, and has a presence in 19 countries, including India.
Apply now for "India Home Loans"
It's Easy and Simple. Apply in 3 Easy Steps
Fill in the Online Application Form. You can save a partly filled in application and retrieve it at your convenience* and complete the same.
Print out the completed Application Form along with Submission Confirmation Letter.
Send the above along with the required documents to the address mentioned in the submission Confirmation Letter.
The status of your Loan Application is displayed immediately.
No matter what the purpose of your home loan maybe - for renovation, construction, purchasing a plot of land for residential use, or mortgaging existing residential property for various purposes - you will find a Home Loan facility made for you.
Purpose of loan
You can take loans for purchase, construction, extension or renovation of a new house or flat.
75% of the total cost of property in case of direct allotment from developing authority. 65% of the total cose in case of allotment from society/resale/puchase from builder subject to the maximum of INR 50 lakh
# For GCC: Tenor between 11-15 years, minimum qualification to be Post Graduate/ Professional Qualification.# For USA and Other Countries: Tenor between 11-15 years, minimum qualification to be Diploma/ Graduate with minimum 3 years of employment abroad Or Professional Qualification with 1 year of employment abroad.
*Please Note:- The maximum loan that can be given is INR 1 crore.The minimum loan that can be given is INR 5 lakh.
Overdraft against Deposit: Overdraft against fixed deposits offers you the liquidity without compromising on the returns on your fixed deposits. An overdraft is a current account that allows you to overdraw up to a pre-arranged limit, for personal and business use.