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Eligibility Criteria

Wealth Management services are offered to customers maintaining a Deposits and Investment Value* (DIV) of minimum Rs 50 lakh and to Wealth Salary Account holders with a minimum net salary of Rs 3 lakh per month.

*Deposits and Investment Value includes:

  • Savings Account and Current Account balances

  • Fixed Deposits

  • Mutual Fund holdings value

  • ULIP holdings value

  • 70% of Demat holdings

  • 30% of Home Loan disbursed

Note that the definition of DIV can be changed at any time at the discretion of ICICI Bank.

If a Wealth Account is opened, the applicant will be required to maintain a Deposits and Investment Value (DIV) of Rs 50 lakh within a period of six months from the date of Account opening.

If the DIV maintained by the applicant falls below Rs 50 lakh, ICICI Bank at its sole and absolute discretion reserves the right to migrate the Wealth Management Account to any other type of Account as per the DIV maintained. In such cases, all product benefits, minimum balance requirement, fees & charges of the variant to which the Account has been migrated, will apply.

Our Customers are important to us and in case any charges or offers mentioned on the website are not provided, the Customer reserves the right to escalate the matter to headwealthmanagement@icicibank.com.

ICICI Bank reserves the right to cease relationship with the Customer at any time, at its sole discretion including upon improper conduct of the Customer.