Personal ›Products ›Insurance ›General Insurance ›Health Insurance

Health Insurance

With the increase in the average cost of hospitalisation in urban and rural India, investing in a health insurance policy has become crucial.

There are health insurance plans that go above and beyond everyday medical needs and ICICI Lombard Group Health Insurance can be your one-stop solution.

Our health insurance plan also offers benefits such as:

Maternity cover
Out-of-pocket expense for medical bills and treatments that do not require hospitalisation
Ayurveda, Unani, Siddha and Homeopathy³ treatments (Alternate Treatments)
Cashless hospitalisation in 4,000+ network hospitals⁴

With wide range of benefits, our health insurance plans provide a comprehensive protection not only for you, but for your entire family.

Group Health Insurance

Our health insurance plan comprehensively covers any medical contingency that you may face and provides a financial safety net. Getting the best health insurance for you or your family is smooth with ICICI Bank and ICICI Lombard Group Health Insurance

Product features

Sum assured options of Rs 5, 7, 10, 15, 20 and 25 lakh
Premium starts at Rs 11 per day¹
Complete family cover in one plan (2 adults + 2 children)⁸
No medical test up to 55 years of age⁵
Tax benefits under Section 80D of Income Tax Act¹⁰
3-step complete online, paperless process
Cashless approvals within 4 hours⁹

What is Health Insurance?

A medical insurance policy insures the policyholder against medical expenses incurred due to accidental injuries or sickness. Good health insurance allows you to focus on your treatment and recovery instead of worrying about hospital bills.

You can choose from different medical insurance plans based on your age, occupation, medical history, income and lifestyle habits. Health insurance is not ‘one size fits all,’ hence, there are different types of health insurance to meet different policyholders’ needs. The different types of health insurances include individual health insurance plan, family cover, group cover, senior citizen health cover, insurance for critical illness, and top-up.

The innumerable health insurance benefits, regardless of the type of health insurance you choose, ensure that you are protected not only financially, but also mentally.

For details, kindly refer to Master Policy Wordings in line with cover that you wish to purchase.

Master Policy Wordings for Sum Insured – Rs. 5 and 7 lakh

Master Policy Wordings for Sum Insured – Rs. 10, 15, 20 and 25 lakh

Terms and Conditions apply

Expand All Close All

DISCLAIMER

The advertisement contains only an indicative of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the terms & conditions/policy wording carefully before concluding a sale. Insurance is underwritten by ICICI Lombard General Insurance Company Limited. GROUP HEALTH INSURANCE. (UIN - ICIHLGP02001V030102)

ICICI Bank Limited (“ICICI Bank”) with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat (CIN: L65190GJ1994PLC021012) Toll Free No. 1860 120 7777 is only a Corporate Agent (Composite, IRDAI Regn No.: CA0112 valid till March 31, 2022) of ICICI Lombard General Insurance Company Limited having its registered office at ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai 400025. IRDAI Reg. No. 115. Toll Free No. 1800 2666. Fax No. 022 61961323, CIN: L67200MH2000PLC129408. Email - customersupport@icicilombard.com, Website - www.icicilombard.com.

Enrolment by ICICI Bank’s customer of any insurance products is purely voluntary, and is not linked to availment of any other facility from ICICI Bank.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
Public receiving such phone calls are requested to lodge a police complaint.

Recommended Blogs on Health Insurance

Why insurance is a must-have in any financial plan

Insurance is a very important financial product. It offers you a protective financial cover against the various contingencies in life. For the many uncertainties that life throws your way, there are different types of insurance that you can bank on. Primarily, insurance for individuals is categorised as Life Insurance and General Insurance.

KNOW MORE

5 reasons why investing in a health insurance is the best decision to make in your twenties

The twenties are not considered the time of our lives when we should be worrying about medical conditions. But it might be the perfect time to start preparing for them.

KNOW MORE

What are the types of general insurance that I need?

General insurance refers to types of insurance that cover some of one’s most valued non-life assets. But what types of general insurance does almost everyone need? Here is a look at some of the most important ones.

KNOW MORE

view all Health Insurance blogs