They are high today and will be higher in the near future. A Family Floater Health Insurance is a smart way to safeguard your savings during a medical emergency.
Planning your finances early in life to include health insurance in your investment portfolio will be beneficial in the long run. As you grow older and your responsibilities increase, your finances can go haywire. But, by investing early, you can be prepared for medical emergencies in advance.
An unhealthy way of life and work stress have made even the younger generation prone to lifestyle diseases. Thus, the need to have a Family Health Insurance is indisputable, even if you are young. The onset of a chronic condition like diabetes may make it difficult for you to buy a comprehensive medical insurance. You may be required to undergo screening and medical check-ups. Hence, it is recommended to invest in a Family Health Insurance policy as early as possible. Not only is it affordable, but also ensures optimum coverage when you need it most.
By sharing your sum insured, you can smartly insure your entire family under one health policy. This will help in bringing down your Health Insurance premium significantly. You also do away with the hassle of managing multiple policies and their renewals.
Occasionally you end up bearing out of pocket expenses for your family’s health check-ups, viral flu, seasonal sickness and illnesses. These costs put together can weigh heavy on your pocket, and a Family Floater Health Insurance with OPD cover will help you avoid just that. You can choose the OPD cover up to the Sum Insured limit offered by the insurer, by paying an additional premium and reduce your out of pocket expenses.
As per Section 80D of the Income Tax Act and amendments made thereto, you can avail tax benefits on the Health Insurance Premium. Thus, a health policy not only saves you from breaking the bank during a medical emergency, but also helps you save on taxes.
Only for the customers of ICICI Bank Ltd who intend to enroll under Health Shield 360 (Master policy no- 4177i/MSTR/248334901/00/000) underwritten by ICICI Lombard GIC Ltd. ICICI Bank Limited ("ICICI Bank") with registered office at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007, Gujarat (CIN - L65190GJ1994PLC021012) is a Corporate Agent (Composite, IRDAI Regn. No.: CA0112 valid till 31.03.2025) of ICICI Lombard General Insurance Company Limited (“ICICI Lombard”). Insurance is underwritten by ICICI Lombard.
ICICI Bank Ltd customer participation in the policy is entirely voluntary. This is only an indication of the cover offered for more details on risk factors, terms, conditions and exclusions, please read the sales brochure / policy wordings carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025 Toll Free: 1800 2666 Fax No: 022 61961323 IRDA Reg. No. 115 CIN: L67200MH2000PLC129408 Customer Support Email Id: firstname.lastname@example.org Website Address: www.icicilombard.com Product Name: Health Shield 360. UIN: ICIHLGP22083V022122
BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/FRADULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
Public receiving such phone calls are requested to lodge a police complaint.
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