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A Personal Loan from ICICI Bank helps you meet your diverse financial needs during an emergency. It is an unsecured loan and can be used for marriage expenses, paying the medical bills, going for your dream vacation or renovating your home. Irrespective of what your personal financial goals are, ICICI Bank Personal Loan offers you the perfect solution.
Avail of a Personal Loan of up to Rs 25 lakh and meet personal exigencies that can crop up anytime in life. The quick approval process of Personal Loans from ICICI Bank ensures you have an easy borrowing experience. Also, with our instant Personal Loan online services, you can get the funds within 3 seconds.
SMS PL to 5676766
Apart from being the most reliable way to get funds for your immediate needs, availing of a Personal Loan has many benefits, which are:
Make the biggest day of your life the best day with wedding loans
Need urgent cash for venue booking, catering, jewellery, shopping, or guest accommodation? Then it makes total sense to go for a wedding loan. Focus on the biggest day of your life while being adequately prepared for it financially with ICICI Bank Personal Loan.
See new places, meet new people with holiday loans
No place is out of the reach of your loved ones, when our personal loans are with you. Take your much needed holiday and absorb new sights in far-away vistas. All travel expenses i.e. flights, stay, shopping, activities and other bills can now be paid instantaneously with personal loan funds.
Easily meet shortfall in meeting financial needs with top-up loans
Need more money to support your existing ICICI Bank Personal Loans? Opt for top-up loans at attractive rates and fulfill the increased need for money easily. You can either combine it with an existing personal loan or treat it as a separate loan.
Just got your first salary and need a personal loan? Why not?
Who says that your first salary cannot make you eligible for a personal loan? With ICICI Bank Fresher Funding Loan, we make sure this is possible. Get up to Rs. 1,50,000 personal loan without any hassles.
At ICICI Bank, we are committed to making the borrowing easy and accessible for all. We understand your needs, and therefore we have established the eligibility criteria based on simple parameters.
For salaried employees
Apart from the above criteria, we also assess your credit score and existing debts (loans) to determine your repayment capacity.
Whether you want to go on an exotic vacation or you want to pay your child’s university fees, you can get a Personal Loan at an affordable interest rate starting from 10.5%* per annum.
With ICICI Bank Personal Loans, you can get instant money for a wide range of your personal needs like renovation of your home, marriage in the family, a family holiday, your child's education, buying a laptop, medical expenses or any other emergencies.
With minimum documentation, you can now avail a personal loan for an amount up to Rs. 20 lakhs at attractive rates of interest.
Please click here if you want to apply for ICICI Bank Personal Loans.
Alternatively, the forms are available at our Branches. You can fill the form out and submit it at the nearest Branch.
The documents required are KYC Documents + Income Documentation.
We offer Top Up facility if you have paid 12 EMI on the existing Personal Loan. You can Place the request for Top up on existing Personal Loan through the following Channels:
Internet Banking
Log in to www.icicibank.com with your user ID and password--> Main Page --> Select Loans options in My Accounts --> Click on Apply for Loans --> Under Personal loan option - Click on Apply now --> Check the Eligibility and Click on Apply Now
Customer Care:
You may also call our Customer Care (8:00 a.m. to 8:00 p.m.) with your STD code followed by 33667777.
ICICI Bank branch :
Please visit the nearest ICICI Bank Loan servicing branch along with your valid ID proof,Address Proof, 3 Months bank statement in which his salary is credited, Latest 3 months Salary slips and Form -16 for the current / previous financial year.
We request you to look for the nearest ICICI Bank Loan Servicing Branch in our website: www.icicibank.com >> Find ATM/Branch.
EMI is short form “Equated Monthly Instalment” or the Amount that is payable per month if you take a personal loan of a certain amount for a certain period. The calculation of EMI depends on 3 main factors:
A home loan or car loan will allow you to use the money to purchase a home or car respectively, but when you apply for personal loan, it need not be restricted to a specific use. Once the loan is disbursed, you can use it for any purpose as per your particular need.
With a personal loan, you can :
Please click any of the links below for more details.
These compelling reasons are why your search for personal loan ends with ICICI Bank:
There is no need of security or collaterals required for a perosnal loan.
You can make the request for a Personal Loan through the following channels:
The status of personal loan application can be checked from the below link:
https://loan.icicibank.com/asset-portal/my-applications-login?WT.mc_id=Desk_NLI_FAQ_LnAppSts
If you are an ICICI Bank customer and also eligible for a pre-approved loan, you can get funds directly into your account in just 3 seconds*
*Applicable for select customers upon completion of online verification and acceptance of final offer.
You can repay the loan in Equated Monthly Instalments (EMIs). If you have an ICICI Bank Account, you can mandate us to directly debit the same through auto debit mandate or if you have an alternate bank account, then through NACH mandate.
You can avail of loans ranging from Rs 50,000/- to Rs 20,00,000/- depending on your eligibility, income and repayment capacity.
You can avail of loans ranging from Rs 50,000/- to Rs 20,00,000/- depending on your eligibility, income and repayment capacity.
A home loan or car loan will allow you to use the money to purchase a home or car respectively. The good news is that when you apply for personal loan, it need not be restricted to a specific use. Once the loan is disbursed, you can use it for any purpose as per your particular need.
With a personal loan, you can
What’s more! ICICI Bank offers fresher funding loan to help you avail of a personal loan on your very first salary. With its pre-approved personal loan, the entire processing is completed in just a few minutes. So, hurry and check out the different types of personal loans we offer and apply for one today itself.
These compelling reasons are why your search for personal loan ends with ICICI Bank:
ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products.
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