Housing Loan Tools to help you get started!
- ₹1L
- ₹10Cr
- 0%
- 20%
- 30
- 360
₹10,026
- ₹10,000
- ₹1Cr
- 0
- ₹1Cr
- 0
- 15
- 1
- 30
₹
₹1,250,00
- ?5,00,000
- ?3,00,00,000
- ?10,000
- ?5,00,000
- 12
- 720
- 0%
- 21%
- 12
- 720
Monthly EMI
You Save ?10,201/month
Total Amount Paid
You Save ?24,48,240
- ₹0
- ₹1Cr
- ₹10K
- ₹1Cr
- ₹0
- ₹1Cr
- 0
- 15
- 1
- 30
₹65,43,590
₹50,43,590
₹60,000
₹40,000

Value Added Services
Home Loan Interest Rates & Charges


Special Home Loan Interest Rates |
||
---|---|---|
CIBIL |
Salaried |
Self-Employed |
>800 |
9.00% |
9.00% |
750-800 |
9.00% |
9.10% |
Standard Home Loan Interest Rates |
||
Loan Slab |
Salaried |
Self-Employed |
Up to ₹ 35 lakhs |
9.25% - 9.65% |
9.40% - 9.80% |
₹ 35 lakhs to ₹ 75 lakhs |
9.50% - 9.80% |
9.65% - 9.95% |
Above ₹ 75 lakhs |
9.60% - 9.90% |
9.75% -10.05% |
Home Loan Fees & Charges |
||
Processing Fees |
0.50% of the loan amount+ AT* |
|
Prepayment Charges |
Nil |
Repo Rate 6.50%
Valid till 30th November, 2023
The above rates are linked to repo rate
Documents required to apply for a Home Loan


- Submit your Aadhaar card, passport or driving licence for KYC
- For address proof, your utility bills, or rent agreement with your current address works fine
- *For income proof, ICICI Bank needs your salary slips, income tax returns or Form 16
- Submit the title deeds of the property and construction approvals
- **Prove your financial stability by submitting bank statements for the last 6 months
- Provide your job offer or appointment letter for a stress-free experience
- If applicable, submit your co-applicants’ documents for joint loan applications.
No salary slip is required in case the customer has a salary account at ICICI Bank
Home Loan Eligibility


Eligibility Criteria |
Salaried and Self-Employed |
---|---|
Income Criteria |
Minimum salary for ICICI Bank Home Loan: Rs 25,000 |
Age Criteria |
Minimum: 21 years, Maximum: 70 years |
Loan Tenure |
Up to 30 years |
Loan Amount |
No cap, depending on your eligibility |
Nationality |
Indian |
Explore our unique Home Loan solutions
Home Loan FAQs
What is a home loan?


A home loan is essentially a financing option where funds are provided to an individual or an entity for the purchase, construction, extension, or renovation of a residential property.
How do I apply for a home loan?


You can apply for a home loan from ICICI Bank through our website (www.icicibank.com). Or, you could visit the branch of ICICI Bank that’s nearest to you to submit your application for a loan. Click here to apply for a home loan.
What are the documents required to apply for a home loan?


To apply for a home loan, you need to submit documents such as a proof of identity, a proof of address, a loan application form that has been duly filled and your financial documents. Click here to know more about this.
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