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Insta Home OD

ICICI Bank Insta Home Overdraft is a Pre-approved digital Overdraft facility that provides you access to instant funds to meet your planned and unplanned expenses.

You can use this Loan for any of your personal need like child’s education, home renovation, debt consolidation or any other emergency.

All you have to do is choose the Offer that best suits your requirement, pay the processing fee and the Overdraft is immediately set up!

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Home Overdraft can be used like a Personal Loan. Personal Loans are usually offered at a ROI higher than 10% and a Home Overdraft in comparison is very competitively priced and is often available at a better rate.

You can use Insta OD in many scenarios such as:

  • Home Improvement

  • Family Wedding

  • Personal Travel

  • Business Expansion

  • Medical Emergency

  • Higher Education

Yes, existing Loan customers can avail of this product in the form of a Top-up over an existing Loan.

Scan to check your pre-approved offer

Scan to check your pre-approved offer