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Pre-Approved Loan against Property: Features & Benefits

Pre-approved Loan Against Property - Overview

At ICICI Bank, you can avail funds even faster by applying for a Pre-approved Loan Against Property, a facility that enables you to meet personal or business goals. A Pre-approved Loan Against Property is a perfect financing option for doctors who want to transform their clinic into a nursing home or professionals looking to expand their business.

You can also use the funds for personal needs like funding the education of your child, a marriage in the family or even a medical emergency!

Avail Instant Loan Against Property in 3 Easy Steps

Step 1: Select the Loan Offer
Step 2: Pay the Processing Fee, online

Step 3: Download sanction letter


call-icon For details, give us a missed call on 9022499400


Pre-Approved Loan Against Property FAQs

A Pre-Approved Loan Against Property is a loan facility available to existing ICICI Bank customers, having a “pre-approved offer” from the Bank. Under this, borrowers can mortgage their residential or commercial property as collateral, to avail instant funds for funding their business or personal goals, at attractive interest rates.

It is easy to avail the pre-approved offer for an Pre-approved Loan Against Property. You can apply through Internet Banking or the iMobile Pay app.

Since this is a pre-approved offer for existing ICICI Bank customers, it does not require you to produce any Loan Against Property documents, at the sanction stage. Therefore, making the loan application process, quicker.

Pre-approved LAP eligibility - you need to be an existing ICICI Bank customer, with a pre-approved offer, to avail the pre-approved Loan Against Property.

ICICI Bank’s Pre-approved Loan Against Property is available to existing customers who own a fully constructed freehold residential or commercial property.

Yes, you can reduce the loan tenure on the slider; however, the maximum tenure will be as mentioned on the offer.

Yes, you can reduce the loan amount on the slider. However, there is no facility to enhance the loan amount once the offer amount is declared by ICICI Bank.

The Sanction Letter is valid for up to 6 months.

Scan to check your pre-approved offer