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ICICI Bank Loan Against Property is one of the effective ways to raise money. It offers a high loan amount, lower interest rate and a flexible loan tenure. Additionally, you can leverage our attractive offers to meet your financial needs, without any hassles. 

Applying for a Loan Against Property at ICICI Bank involves a simple online application process for salaried employees, business professionals and self-employed individuals, who own residential, commercial, or a special purpose property in their name. Enjoy comfortable EMIs with a long tenure of up to 15 years and also avail an Overdraft with it.

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Loan Against Property Documents & Eligibility

Proof of Identity and Residence*
Proof of Identity and Residence*

Proof of Income**

Property documents***

Other documents****

Loan Against Property Documents

ICICI Bank’s Loan Against Property follows a simple documentation process. If you are a salaried or self-employed individual, you need to submit the below documents, along with a signed application for a loan sanction

  • *Aadhaar card, PAN Card, Passport, Voter ID etc.
  • **Salary slips (For salaried individuals), Bank account statements, Income tax returns
  • ***Title Deeds, including the previous chain of documents from earlier owners, if any, Property approval plan, No encumbrance documents
  • ****Appointment letter, in case you are associated with a company for less than a year
    Last 6 months’ bank statements of loan repayments, in case you have any ongoing loan
  • Passport size photographs of the applicant/co-applicant, to affix on the application form
  • Self-employed non-professionals need to submit a business profile document.


ICICI Bank offers an advantage to medical professionals in the form of LAP for Doctors, with a loan sanction of up to 75% of the property value. If you are a doctor and own a property and are looking for funds to transform your clinic into a nursing home or have any other financial requirement, you can apply for a Loan Against Property at a higher loan amount, for a loan term of 15 years.


Now enjoy a credit limit with Loan Against Property Overdraft (Home OD) or the LAP OD facility. The OD facility financing option lets you withdraw a certain amount from the sanctioned limit and the borrower can utilise the limit as per their requirement. This is a long term dropline limit that would be auto-renewed every year, at minimum renewal charges. The interest rate is applicable only on the amount you utilise to finance your needs.


You can also avail a Top-up Loan on your existing Loan Against Property. Whether you are facing a shortage of funds for personal or business purposes, a Top-Up Loan is an ideal choice. It requires simple and minimal documentation if you already have an ongoing LAP with ICICI Bank.

Home Loans

Home Loans

Instant* Sanction with special fees

Balance Transfer

Balance Transfer

Transfer your Home Loan to us and save more

Get a top up on your existing loan

Top Up Loan

Get a top up on your existing loan