Insta Home Top Up Loan

An Insta Top-Up loan is a top-up loan on your existing mortgage loan which provides you access to instant funds to meet all your planned and unplanned expenses.

It is a fully digital pre-approved loan and can be availed in 3 simple steps. All you have to do is select the offer best suited to your needs on either iMobile or your internet banking, click on “Disburse Now” to complete the loan process, and the loan amount is instantly disbursed to the savings account linked to your existing mortgage loan.

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Insta Top Up Loan Features

Instant loan disbursal

Loan disbursal in just 3 clicks*

Loan tenure

Up to 10 years

Paperless transaction

A complete digital experience with no physical documentation

Insta Top Up loan Process:

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Insta Home Top Up Loan

Get a quick solution to your financial needs in just 3 clicks with ICICI Bank Insta Top-Up Loan. It is a pre-approved Top-Up Loan on your existing Mortgage Loan that provides access to instant funds to meet all your planned and unplanned expenses.

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EXPLORE OUR NEW TOP UP LOANS

24 Hours Top Up

You can avail pre-approved 24 Hour Top Up Loan within a day.

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Top Up

You can now conveniently fulfil your financial requirements with our new Top-Up Loan products.

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Frequently Asked Questions (FAQs) for Insta Top Up Loan

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It is a pre-approved Top-Up Loan on your existing Mortgage Loan generated for Home Loan customers that provides access to instant funds to meet all your planned and unplanned expenses.

Customers can check the offer either on iMobile Pay App or Internet Banking.
Follow path- Log in to iMobile Pay App or Internet Banking > Click on Offers > Click on My Accounts > Loans > Pre-approved Home Loan Top-Up > Click on Instant Disbursal

You can avail a Loan amount of up to Rs 1 crore.

For an Insta Top-Up Home Loan no additional collateral is required as it is a pre-approved offer generated on an existing Loan.

An Insta Top-Up Home Loan is a pre-approved offer and the disbursement is done directly to the customer's Account. The entire disbursement journey is online and no documentation is required.