ICICI Bank Home Loan Balance Transfer

Transfer your Home Loan to ICICI Bank and save more on your Equated Monthly Instalment (EMI) with low interest rates and hassle-free documentation. What’s more? You can also avail an additional Top-Up Loan to meet your business or personal needs.

Following are some of the prominent features of ICICI Bank Home Loan Balance Transfer:

balance trasfer

balance trasfer

The eligibility criteria of an individual to avail ICICI Bank Home Loan depend on the following factors:


Loan Amount Home Loan, Loan Against Property, Non-Residential Premises Loan
Loan amount Rs. 8 Lakhs to Rs. 5 Cr
Age Minimum: 25 Years
Maximum: Lower of Retirement Age or 65 Years
Eligible Profile Salaried and Self-Employed
Tenure Up to 30 years, as per the loan type


What is Balance Transfer?

Balance Transfer refers to transferring your existing Home Loan/ Mortgage Loan from one bank/ financier to another.

Why should I opt for a Balance Transfer?

With the Balance Transfer facility, you can transfer your existing Home Loan running at a higher rate of interest to another bank/ financier offering a lower interest rate. Hence, the EMI reduces and you save on your monthly outflows. Further, you can also take additional loan, referred to as Top-Up Loan, on your existing property along with the transfer. This loan can be used for any personal use like refurnishing of house, holiday, education of children, etc.

How much time will it take for my loan to get sanctioned?

The loan sanction process generally takes around 7 working days.

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Need Assistance?

Leave your details or give missed call to below number and we will get back to you


    Missed call number 8100881008

    Email us : customer.care@icicibank.com

Customer Reviews

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Good Service
by Prakash Patne on Mar 17, 2020

The rate of interest and processing fee was nominal and the loan got sanctioned on proper time.

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