icon_notification notification-animation 11
GET A CALL BACK

Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly

Login into the website to access

Your Loan Summary

Your Provisional Income Tax Certificate

Your Final Income Tax Certificate

Important Notice

With effect from August 11, 2022, the Mortgage Loan prepayment statement issuance TAT has been revised from the existing 7 days to 1 day

With effect from November 20, 2022, Mortgage Loan charges are being revised. Please find below the revised list of charges.

Revision of Charges for Mortgage Loans

Charges

Existing

Revised

Charges for duplicate NOC/No Dues Certificate

Rs. 100/- plus applicable taxes and other statutory levies, if any.

Rs. 250/- plus applicable taxes and other statutory levies, if any.

Land Loan Penal Charges

1% penal interest if construction of house on the land is not completed within 4 years from the first disbursement date

1% annually on the principal outstanding or Rs. 50,000/- whichever is
lower or such other amount as may be specified by the Bank from time
to time and it shall be levied as per the discretion of the Bank.
The applicable taxes and/or other statutory levies shall be levied
over and above charges charged by the bank. This will be levied if
the construction of the house is not completed within 4 years from
the first disbursement date. Charges will be levied every year after
4 years till the construction is completed.

With effect from November 20, 2022, new Mortgage Loan charges are being introduced. Please find below, the list of charges applicable.

Introduction of New Charges for Mortgage Loans

Charges

Description

Loan Document Retrieval charges

Rs. 650/- plus applicable taxes and other statutory levies, if any.

Charges for Amortisation Schedule

Rs. 150/-plus applicable taxes and other statutory levies, if any for physical print out

Charges for Statement of account

Rs. 150/-plus applicable taxes and other statutory levies, if any for physical print out

Charges for prepayment statement

Rs. 150/-plus applicable taxes and other statutory levies, if any for physical print out

Cash Transaction Charges (for repayment of EMI due in cash at branches)

Rs. 100/-plus applicable taxes and other statutory levies, if any.

Information utility charges (Only for corporate cases)

Rs. 300/-plus applicable taxes and other statutory levies, if any.

Charge for non submission of post disbursement documents

Rs. 5000/- plus applicable taxes and other statutory levies, if any. Every month the said charge will be levied from the day the document is due till the same is not submitted.

Charges for non collection of property documents post 60 days from the loan closure date

Rs. 500/- plus applicable taxes and other statutory levies, if any. Every month charges will be levied till collection of documents

Additional Admin Fee for Non Auto Debit cases

Rs. 500/-plus applicable taxes and other statutory levies, if any.

CIBIL Report Charges for Non Individual (Corporate) Applicant/Co-Applicant

Rs. 500/-plus applicable taxes and other statutory levies, if any

For a consolidated list of charges, please click here.

You can reduce the existing rate of interest of your Mortgage loan, by availing of our conversion option. By exercising this conversion option, you can either convert your existing margin to the applicable prevailing margin or you can switch from a floating rate to a fixed rate or vice versa.

You can take the benefit of the conversion facility, by paying a conversion fee of 0.5%*plus applicable goods and service tax on your outstanding loan amount if prepayment charges are applicable in the loan. If prepayment charges are not applicable in the loan then Rs 1,000 plus applicable goods and service tax will be applicable as the conversion fee. Under the conversion facility, you also have the option of either reducing your monthly installment (EMI)** and/or the loan tenure**.

To know more about the conversion facility and the applicable rate or scheme options, you can call our customer care.

You can also visit our loan servicing branch to avail the conversion facility with the following documents:

  • Conversion Request Letter, click here to download the document
  • Cheque/Cash for payment of conversion fees
  • Identity proof of applicant and co-applicant (if applicable)

Further, please note that the signatures of the applicant and co-applicant (wherever applicable) are required on all pages of the conversion document.

*In respect of under construction case, for the partially disbursed loan amount, the conversion fees shall be calculated on the outstanding loan amount (original loan amount less loan amount repaid)

**Terms & conditions apply

Recommended Product FOR YOU

home-loans

Home Loans

Instant* Sanction with special fees

balance-transfer

Balance Transfer

Transfer your Home Loan to us and save more

instant-home-loan

Instant Home Loan

Instant* sanction with special fees