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Pradhan Mantri Awas Yojna - Credit Linked Subsidy Scheme
ICICI Bank offers "Credit Linked Subsidy Scheme" for EWS and LIG categories under Pradhan Mantri Awas Yojana. The scheme was announced by our Honourable Prime Minister Narendra Modi and envisages the vision of housing for all by the year 2022.
The beneficiaries of the scheme are
- Families comprising of husband, wife and unmarried children - they should not own a pucca house in his/ her name or in the name of any member of the family, in any part of India
- Economically Weaker Section (EWS), whose annual house hold income is up to Rs. 3 lakh
- Low Income Group (LIG) whose annual house hold income is above Rs.3 lakh and up to Rs. 6 lakh
- The House constructed/acquired should be in the name of female head of the household or in the joint names of male head of the household and his wife. Only in cases, where there is no adult female member in the family, the house can be in the name of male member of the household.*
*However this stipulation is applicable only for new purchases and not for new construction (on an existing piece of land) or for enhancement/repairs of an existing house.
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