Tax implications of purchasing or renting second property
A lot of people own more than one house, whether it is ancestral property or when you upgrade to a bigger place. You may choose to keep the property vacant or put it on rent.
ICICI Bank Home Loan is your one stop solution for owning your dream home. Whether you want to purchase a house or construct a new one, we offer a wide range of products well suited to meet your housing loan requirement . We offer affordable home loans at attractive rate of interest rates for tenure up to 30 years.
Avail digital sanction of your home loan in 5 simple steps through ICICI Bank Express Home Loan, a self-service digital platform for our existing as well as non ICICI Bank customers. Non Resident Indian (NRIs) can also avail digital sanction of their home loan through this platform. The documents required to avail home loan are kept very minimal to make your home loan journey hassle free.
Further, before you apply for Home Loans you can check your loan eligibility with our ‘Home Loan Eligibility Calculator” and also calculate your monthly EMI with our ‘EMI Calculator’ .
For details, give us a missed call on 9022499400
Home loans from ICICI Bank come packed with many features and benefits. Here is a quick look at some of these perks.
Explore a vast database of 40K+ ICICI Bank approved projects by leading developers, across 44 locations in India.
Are you looking to buy a resale property? ICICI Bank is here to assist you in your resale property transactions.
The journey towards your dream home begins with a few careful and well-planned steps.
After all, flying to a new place every day may seem like an exciting way to live. But even birds need a nest of their own and a place to call home.
At ICICI Bank, we understand how important it is to choose the right home and how essential it is for you and your flock to live in a place you love. That is why we are here to help you build your dream nest.
Interested to know more about the landmarks along your journey to your dream home? Click the button below.
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A home loan is essentially a financing option where funds are provided to an individual or an entity for the purchase, construction, extension, or renovation of a residential property.
You can apply for a home loan from ICICI Bank through our website (www.icicibank.com). Or, you could visit the branch of ICICI Bank that’s nearest to you to submit your application for a loan. To apply for a home loan, click here
To apply for a home loan, you need to submit documents such as a proof of identity, a proof of address, a loan application form that has been duly filled and your financial documents. To know more about this, click here.
We determine your eligibility after considering various factors, including your monthly income, your monthly financial obligations, your current age and your retirement age, among other things. To check if you’re eligible for our home loan, click here.
The EMI is calculated on the basis of specific factors like the amount of the loan, its tenure and the rate of interest.
To calculate the EMI for your home loan, click here.
A floating rate of interest is linked to a benchmark rate. As per guidelines of RBI, floating rate Home Loans from banks are linked to external benchmark rates. ICICI Bank’s floating rate of interest is linked to Repo Rate declared by RBI from time to time. So, rate of interest of your housing loan changes in line with the Repo Rate. As a result, the EMI or the tenure of your loan will increase or decrease, depending on the change in the rate of interest.
A fixed rate of interest on a home loan means that the rate of interest does not change throughout the tenure of the loan. So, the EMI will also remain fixed.
Yes, you can claim the amount paid towards the repayment of the principal and the interest components as deductions in your income tax return. The limits on the amount deductible are governed by the applicable income tax laws.
Square Capital Advisory Services is a digital lending platform engaged as agent for Mortgage Loan sourcing.
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Taking investment decision in real estate is usually a difficult one, especially when it comes to choose between residential property and commercial property. For someone who is new to investing in real estate, the decision is all the more difficult.
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Home Loan at interest rate starting at 6.75%