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ICICI Bank Home Loan

ICICI Bank Home Loan is your one stop solution for owning your dream home. Whether you want to purchase a house or construct a new one, we offer a wide range of products well suited to meet your housing loan requirement . We offer affordable home loans at attractive rate of interest rates for tenure up to 30 years.

Avail digital sanction of your home loan in 5 simple steps through ICICI Bank Express Home Loan, a self-service digital platform for our existing as well as non ICICI Bank customers. Non Resident Indian (NRIs) can also avail digital sanction of their home loan through this platform. The documents required to avail home loan are kept very minimal to make your home loan journey hassle free.

Further, before you apply for Home Loans you can check your loan eligibility with our ‘Home Loan Eligibility Calculator” and also calculate your monthly EMI with our ‘EMI Calculator’ .
ICICI Bank.

For details, give us a missed call on 9022499400

For details, give us a missed call on 9022499400

Check your Loan Eligibility Calculate your EMI

ICICI Bank Home Loan Features

Home loans from ICICI Bank come packed with many features and benefits. Here is a quick look at some of these perks.

Attractive Interest Rate

Repo rate linked interest rates

Enjoy low EMI

Benefit from low EMIs with higher tenure

Step-up loan offer

Young salaried professionals can avail higher eligibility on Home Loans

Digital Sanction

Online sanction in 5 simple steps

PMAY

Get subsidy benefits of up to Rs. 2.67* Lakhs under credit linked subsidy scheme from Govt. of India

Planning to buy a property? ICICI Bank is here to help.

Home Loan Approved Project

Explore a vast database of 40K+ ICICI Bank approved projects by leading developers, across 44 locations in India.

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Resale Services

Are you looking to buy a resale property? ICICI Bank is here to assist you in your resale property transactions.

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Make the journey towards your dream home

The journey towards your dream home begins with a few careful and well-planned steps.

After all, flying to a new place every day may seem like an exciting way to live. But even birds need a nest of their own and a place to call home.

At ICICI Bank, we understand how important it is to choose the right home and how essential it is for you and your flock to live in a place you love. That is why we are here to help you build your dream nest.

Interested to know more about the landmarks along your journey to your dream home? Click the button below.

Home Loan Services

Track Loan Status

Track your loan status online anytime, anywhere with our TrackMyLoan service

Mortgage Affinity Banking

Enjoy end-to-end assistance from our dedicated team of Home Loan experts

Request A Callback

Please fill in these details, so we can call you back and assist you.

Need Assistance?

If you need more assistance, we are here for you. Here is how you can get in touch with us.

Missed call number 9022499400

Email us : customer.care@icicibank.com

Frequently Asked Questions (FAQs) about home loans

What is a home loan?

A home loan is essentially a financing option where funds are provided to an individual or an entity for the purchase, construction, extension, or renovation of a residential property.

How do I apply for a home loan?

You can apply for a home loan from ICICI Bank through our website (www.icicibank.com). Or, you could visit the branch of ICICI Bank that’s nearest to you to submit your application for a loan. To apply for a home loan, click here

What are the documents required to apply for a home loan?

To apply for a home loan, you need to submit documents such as a proof of identity, a proof of address, a loan application form that has been duly filled and your financial documents. To know more about this, click here.

What are the parameters for arriving at Home Loan eligibility?

We determine your eligibility after considering various factors, including your monthly income, your monthly financial obligations, your current age and your retirement age, among other things. To check if you’re eligible for our home loan, click here.

How is the Equated Monthly Instalment (EMI) for a home loan calculated?

The EMI is calculated on the basis of specific factors like the amount of the loan, its tenure and the rate of interest.

To calculate the EMI for your home loan, click here.

What do you understand by floating rate of interest in Home Loan?

A floating rate of interest is linked to a benchmark rate. As per guidelines of RBI, floating rate Home Loans from banks are linked to external benchmark rates. ICICI Bank’s floating rate of interest is linked to Repo Rate declared by RBI from time to time. So, rate of interest of your housing loan changes in line with the Repo Rate. As a result, the EMI or the tenure of your loan will increase or decrease, depending on the change in the rate of interest.

What is the meaning of a fixed rate of interest on a home loan?

A fixed rate of interest on a home loan means that the rate of interest does not change throughout the tenure of the loan. So, the EMI will also remain fixed.

Is there any tax benefit available on home loans?

Yes, you can claim the amount paid towards the repayment of the principal and the interest components as deductions in your income tax return. The limits on the amount deductible are governed by the applicable income tax laws.

Square Capital Advisory Services is a digital lending platform engaged as agent for Mortgage Loan sourcing.

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