Defence Salary Accounts Fees & Charges
Facility | Other Ranks below JCO/ Equivalent Ranks | Junior Commissioned Officers & Equivalent Ranks | Commissioned Officers - Lieutenant & above Ranks |
Debit Card Variant | Gold | Titanium | World |
Point of Sale/Merchant Establishment daily Limit on Debit Card | 1.25 Lac | 1.5 Lac | 2 Lac |
Purchase Protection on Debit Card | NA | NA | NA |
Daily ATM Cash withdrawal limit | 75,000 | 1 Lac | 1 Lac |
Flexibility to further enhance the daily limit on ATM | Yes | Yes | Yes |
Free DD/Bankers Cheque (Daily limit) | 1 Lac | 1 Lac | Unlimited |
Concession in locker charges | 30% | 40% | 50% |
Priority Processing for Phone Banking | Yes | Yes | Yes |
Wealth Management Programme | No | No | Yes, World Masterchip Debit Card is additionally provided to Defence Wealth customers |
Access to Wealth Lounges at branches | No | No | Yes |
Other features in ICICI Bank Defence Salary Account across all Ranks | |||
Zero Balance Salary Account | No Minimum Balance Requirement | ||
Zero Balance Account for family | Available, for upto 4 members in the family | ||
ATM cum Debit Card | Free International ATM cum Debit Card | ||
Unlimited free transactions at ICICI Bank ATMs as well as other bank ATMs in India | |||
No annual maintenance charges | |||
Free Add-on card for family member | |||
Other features | Government Schemes like PPF/NPS facility available. | ||
E KYC device account opening / Express Tab account opening | |||
Tax assist | |||
Dedicated Relationship Manager | |||
Microsite | Exclusive microsite will be created wherein employees will be able to see information regarding latest ICICI Bank offers and solutions on Salary Account, Loans, Investments, Payments, Cards, etc. | ||
Employees will be able to apply and avail ICICI Bank services digitally through the link mentioned in the microsite. | |||
List of Location specific ICICI Bank FPR will also be mentioned for any support required by Personnel. | |||
Saving Account Portability facility | Yes, Retain the same account number and debit card/cheque book upon transfer of account to any other branch in India | ||
Internet Banking | Internet Banking can be availed for banking services at no additional cost. | ||
Transactions at Non-base branches | Available, Free | ||
Cheque Book | Unlimited Free Multi-city cheque book | ||
RTGS (Online) | Free | ||
NEFT (Online) | Free | ||
Preferential allotment of Lockers | Yes, subject to availability | ||
Utility Bill Payments through Internet/ Mobile banking | Free | ||
Money Multiplier Scheme (Manual sweep-in & Auto Sweep-out Facility) | Earn higher interest with Money Multiplier feature in ICICI Bank Salary Account with Auto reverse sweep out facility in case balance in your Salary Account falls below INR 10,000 . It can be activated digitally using ICICI iMobile Pay App or Internet Banking. | ||
Passbook | Free - Available on request | ||
Credit Cards | Life time free credit card variants for personnel basis ranks | ||
Preferential rates on Loans | Yes | ||
Processing Fee on Personal Loans | Defence customers are offered NIL Processing Fee for Personal Loan when availed through our Bank Branch. | ||
Salary Overdraft Account | Pre-approved Overdraft limit up to 4 times your net monthly income. Offer amount between 30k to 20L | ||
Monthly interest payable only on the limit utilized for the no. of days limit utilized for. | |||
Auto sweep and rev sweep, as per availability of funds for reduced monthly interest. | |||
Zero foreclosure charges. | |||
Pension Account | Available | ||
New Pension System(NPS) | Available | ||
Sukanya Samriddhi Yojana (SSY) Account | Available. For more details on SSY Account refer below link https://www.icicibank.com/Personal-Banking/investments/sukanya-samriddhi-yojana-account/index.page |
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Net Banking Facility | Free | ||
Mobile Banking Facility | Award winning iMobile Pay App with 350+ services. | ||
Standing Instructions Facility | Free | ||
Traveler’s Cheque Facility | Available | ||
Travel Card | Free | ||
Reward Program on Debit and Credit Cards | Available | ||
Offers on Debit Cards | Exciting offers on favourite brands - https://www.icicibank.com/offers | ||
I-Direct (3-in-one account: Demat, share trading and Savings account) | ICICI Direct Prime 299D Ø Special M52 Prime brokerage offer for Defence Personnel; Ø Defence personnel can now access ICICI direct Prime 2999 plan for just INR 299; | ||
Ø eATM facility - Instant payout to the account within 5 minutes of selling shares; | |||
Ø Special reduced 'interest rates' on Buy Now Pay Later / Margin Trading Funding (MTF). | |||
SMS Alert Facility | Free | ||
Dedicated Helpline Number | Yes, Toll Free Number 180010 80 is available to resolve all queries. Dedicated Helpline for Defence / CAPF personnel. |
Note:
- Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
- Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notifications.
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