Common Service Charges
| Common ICICI Bank savings account facilities for all products except for Wealth Management / ICICI Bank Private Banking and unless specified product-wise | |
|---|---|
| Service Charges | |
| Statement | Free Quarterly Statement Free monthly e-mail statement on request Passbook facility available at base branch free of cost View and download statement facility available on the website |
| Issue of Duplicate Statement | Rs.100 per statement at branch or Customer Care (non-IVR), Rs. 50 per statement through Customer Care (IVR), ATM and Net banking |
| Issue of pass book | Nil on request at base branch where account is maintained. |
| Issue of duplicate pass book | Rs 100 for issuance and Rs 25 per page for updation |
| DD / PO - Issue | Rs.50 per D.D/PO up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD/PO of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 For Senior Citizen, Student & Rural locations : For amounts upto Rs.10,000– Rs.40, For amounts above Rs.10,000 till Rs.50,000 – Rs.60, For amounts above Rs.50,000– Rs.5 per thousand rupees or part thereof (maximum of Rs.15,000) |
| DD/PO - Issue by deposit of cash | Rs.150 per DD/PO for amounts up to Rs.50,000, For DD/PO above Rs. 50,000 Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 and maximum of Rs.15000 |
| DD / PO - Cancellation / Duplicate / Revalidation | For Instrument value upto Rs.200 – Nil For Instrument value above Rs.200 - Rs.100 |
| NEFT Charges - Outward | Through Online Channel – Nil Through Branch Channel - Up to Rs 10,000 – Rs 2.25 per transaction Rs 10,001 to Rs 1 lakh – Rs 4.75 per transaction Above Rs 1 lakh to Rs 2 lakh – Rs 14.75 per transaction Above Rs 2 lakh and up to Rs 10 lakh – Rs 24.75 per transaction |
| NEFT Charges - Inward | Nil |
| RTGS - Outward | Through Online Channel – Nil Through Branch Channel – Rs 2 lakh to Rs 5 lakh – Rs 20 per transaction Above Rs 5 lakh - Rs 45 per transaction |
| RTGS - Inward | Nil |
| IMPS - Outward | Upto Rs.1 lakh – Rs. 5 per transaction |
| IMPS - Inward | Nil |
| UPI transaction charges | Nil |
| Charges for certifying or verifying customer ECS mandates | Nil |
| Cheque Collection Local | Nil |
| Account closure | Nil for closure within 30 days of account opening, Rs.500 for closure during 31 days to one year, Nil after one year of account opening |
| Debit Card | |
| Enrolment fee | For Coral Debit Card Joining Fee of Rs. 699 and annual fee of Rs. 699 |
| Late Payment Charges | N.A. |
| Replacement Card fees (Lost / Damaged card) | Rs. 200 per card |
| Surcharge on Fuel purchases | Fuel Surcharge Waiver is applicable when both the below mentioned conditions are fulfilled 1. ICICI Debit card is used on ICICI Bank terminal (On-Us transaction) 2. Transaction is done on select government petrol pumps. Please note, the Acquirer/Fuel pump may levy surcharge at its own discretion. |
| Surcharge on railway bookings | 1.8% of bookings as per Visa regulations |
| Debit Card PIN re-generation Charges | Rs. 25. [Not applicable if request through Instapin at Branch / Customer Care (IVR)] |
| Debit Card de - hotlisting | Rs. 100 per request |
| Balance Certificate | Rs. 50 per certificate for balance in Savings Account and Fixed Deposit Account |
| Rs.100 per certificate for balance in INR and the equivalent amount in USD in Savings Account and Fixed Deposit Account | |
| Interest Certificate | Rs. 50 per certificate for more than one copy for a financial year. |
| Retrival of old transactional documents / Enquiries related to old records | Upto 1 year old Rs 50/- per record; More than 1 year old Rs 100/- per record |
| Photo attestation | Rs. 100 per application/letter |
| Signature attestation | Rs. 50 per application/letter |
| Address confirmation | Rs.50 per request |
| Inoperative account | Nil |
| Stop Payment charges | Particular cheque - Rs.100 Range of cheques - Rs.200 (Free through customer care IVR & Net banking) |
| Lien marking and unmarking of savings account | Rs.50 for marking of lien. Rs.50 for unmarking of lien |
| Reissue of Internet user id or password (Branch or non IVR Customer Care) | Rs.50 per request |
| Standing Instructions - Setting-up-charge | Rs. 150 per standing instruction |
| Address change request at branches | Rs 50 per instance |
| National Automated Clearing House (NACH) Mandate. One time mandate authorisation charges (physical). | Rs 100 per mandate |
| Cash deposit charges - Cash Acceptor/Recycler machines | Charges of Rs 50 per transaction, will be levied on cash deposited in the Cash Acceptor/Recycler machines on bank holidays and between 06:00 p.m. and 08:00 a.m. on working days. The charges would be applicable if the cash deposit in the Cash Acceptor/Recycler machines on bank holidays and between 6 pm and 8 am on working days exceeds Rs 10,000 per month either as a single transaction or multiple transactions. Above charges will not be applicable to Senior Citizens, Basic Savings Bank Account, Jandhan Accounts, Accounts held by incapacitated and visually impaired persons, Student Accounts or any other Accounts identified by ICICI Bank. |
| Penal Charges | |
| ECS / NACH Debit Returns | Rs 500 per instance for financial reasons. |
| Cheque return outward (cheque deposited by customer) | Rs 200 per instance for financial reasons |
| Cheque return inward (cheque issued by customer) | Rs 500 per instance for financial reasons. Rs.50 for non-financial reasons except for signature verification |
| Decline of transaction at other bank ATMs or point of sale (POS) due to insufficient balance in the account | Rs. 25 per transaction |
| Standing Instructions Rejection | Rs 200 per instance for financial reasons |
| Deliverable returned by courier | Any deliverable returned by courier due to consignee or address specific reasons (no such consignee/ consignee shifted and no such address, etc.) – Rs 50 per instance |
| Deliverables destroyed at Branches | Any deliverable not picked up (within the stipulated time) - Rs 50 per instance |
Locker rates vary for different branches, hence customers are requested to get in touch with respective branch
Note: Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
