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    Silver Salary Account - Services Charges

    Silver Salary Account
      Silver Salary Account Silver Plus Salary Account

    Available to

    All Cities

    All Cities

    Eligibility

    All salaried employees of eligible companies based on Product Offering to the company

    All salaried employees of eligible companies based on Product Offering to the company

    Minimum monthly average balance (MAB)* MAB is the simple average of day-end balances for a calendar month.

    Nil

    Nil
    Service Charges

    Cash Transaction Charges
    Home Branch (Branch where the account is opened or ported)
    (Deposits and withdrawals across branches and deposits in Cash Recycler Machines considered.)

    1) Number Limit (Sum total of deposits and withdrawals)
    Rs 150 per transaction, post 5 free cash transactions per month.
    2) Value Limit (Sum total of deposits and withdrawals)
    Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher.

    a) Non-Home branch –
    Rs 5 per Rs 1,000, for transaction value above Rs 25,000 at non-home branch in a day or Rs 150, whichever is higher.
    b) Third party cash transactions charged at Rs 150 per transaction. Per transaction value capped at Rs 25,000.

    1) Number Limit (Sum total of deposits and withdrawals)
    Rs 150 per transaction, post 5 free cash transactions per month.
    2) Value Limit (Sum total of deposits and withdrawals)
    Rs 5 per Rs 1,000, post free limit of Rs 1 lakh, per month or Rs 150, whichever is higher.

    a) Non-Home branch –
    Rs 5 per Rs 1,000, for transaction value above Rs 25,000 at non-home branch in a day or Rs 150, whichever is higher.
    b) Third party cash transactions charged at Rs 150 per transaction. Per transaction value capped at Rs 25,000.

    ATM Interchange (Transactions at Non ICICI Bank ATMs)

    6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions).
    Other than 6 metro locations: Rs 21 per financial transaction and Rs 8.5 per non-financial transaction, post 5 transactions (inclusive of financial and non-financial transactions).
    Maximum of 5 transactions free in a month, across locations, with a cap of 3 transactions at 6 metro locations.

    6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad): Rs 21 per financial transaction & Rs 8.5 per non-financial transaction, post 3 transactions (inclusive of financial and non-financial transactions).
    Other than 6 metro locations: Rs 21 per financial transaction and Rs 8.5 per non-financial transaction, post 5 transactions (inclusive of financial and non-financial transactions).
    Maximum of 5 transactions free in a month, across locations, with a cap of 3 transactions at 6 metro locations.

    Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

    Rs 21 per financial transaction, post 5 transactions. All non-financial transactions are free.
    (Financial transaction includes - Cash Withdrawal; Non Financial transactions include - Balance Inquiry, Mini statement & Pin change)

    Nil

    Issue of DD drawn on ICICI Bank by cheque/transfer

    Nil for D.D. up to Rs.50,000, above that Rs 5 per thousand or part thereof; maximum of Rs 15000

    Nil for D.D. up to Rs.50,000, above that Rs 5 per thousand or part thereof; maximum of Rs 15000

    Debit card

    Nil

    Nil

    Cheque Books

    Nil

    Nil

    Value Added SMS alert facility

    (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)

    		 Nil Nil
    Penal Charges

    Charges for non maintenance of minimum monthly average balance (NMMAB)

    Nil

    Nil

    Note:

    • Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
    • Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
    • *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
      In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notifications.

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