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    Home Loan

    Home loan is a long term commitment. It is wise to exercise prudence and take extra care while going through the process

    Safety Tips when taking a Home Loan

    • Ask the bank executive you are dealing with for proof of his/her identity
    • Keep all document with attested photocopies ready
    • Make sure you sign every photocopied page before you attach it to your application
    • Check the Most Important Information note before signing loan document
    • Check all the filled-in- details with care before finally handing over your application to the bank executive
    • Avoid giving original documents to the executive
    • If you issue any cheque for charges or fees, remember to issue them in favour of your bank,and not any individual
    • After submission of the documents if you decide not to avail the loan, inform the bank immediately
    • If you do not receive a reply regarding acceptance or rejection of you loan-application within the time specified, contact the bank through their Customer Care or Branch
    • Ensure that tittle of the property is clear
    • Avoid giving original KYC documents to the executive.
    • Do not ever handover original / copy of property documents to unknown person.
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