Cheque Book Safety Measures

Tips To Fill A Cheque Leaf Correctly

• Do not sign blank cheques. Always fill in the date, the name of the receiver and the amount before signing the cheque.
• Remember to cross your cheque whenever applicable and prevent it from being misused.
• Always draw a line through any unused space.
• Never sign in multiple places unless authenticating a change.
• Avoid using cheques with changes on them. Issue a new cheque if possible.
• When you cancel a cheque, mutilate the MICR band and write "CANCEL" across the face of the cheque
• Do not write/sign/mark/pin/staple/paste/fold on the MICR band.
• Always use your own pen to write a cheque.

General Safety tips

Safeguard your account information

• Do not access any website (including ICICIBank.com) from a computer other than your own. If you use a public computer, change your password after such use in your own computer.
• Create a strong password.

Be cautious with cheques

• Never send or hand over a blank cheque. If you need to share your bank details as printed on the cheque leaf with somebody, write 'CANCELLED' diagonally across the cheque.
• If you cancel a cheque, dispose it off properly after crossing out the cheque number and MICR code.

Monitor your accounts frequently

• Review your e-mail alerts, SMS -financial /non-financial and monthly bank statements regularly.
• Update your contact details and e-mail ID regularly with the bank.
• Notify the bank immediately if you receive alerts about any unusual activity in your account.
• Ensure all the documents which are requested and collected at the branch are printed on the ICICI Bank’s letter head duly stamped and signed by the authorized signatory example: Bank account/loan statement requested at the Branch
• Be prudent to check the statement received at the Branch with the actual transaction carried out in your account

Never share your information

• Never share your Card details, Internet Banking User ID, Password or URN with anyone on phone, e-mail or SMS.
• Never reply to e-mails, SMS or calls asking for Password / PIN / CVV / OTP, even if the person claims to be a bank employee.
• Do not access your bank account through links in e-mails or SMS