High Withdrawal Limit & Transaction Limit
|Daily cash withdrawal limit at ATM||Daily purchase limit at retail outlets and on merchant websites|
You can use your ICICI Bank Smart Shopper Gold Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. All you need to do is register yourself for "Verified by Visa/MasterCard Secure Code". Online transaction limit per day (w.e.f. July 20, 2013) for ICICI Bank Smart Shopper Gold Card is Rs. 5 lac.
Zero Surcharge On Fuel Purchases
Fuel surcharge waiver would be applicable for the transactions done on ICICI Bank swipe machines at selected Government fuel outlets (HPCL/IOCL/BPCL)
ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.
For list of fuel outlets pumps where surcharge will not be levied,, click here.
Earn ICICI Bank Reward Points On Debit Card Purchases
Earn 1 ICICI Bank Reward Point on every Rs 200 spent using your ICICI Bank Smart Shopper Gold Debit Card (with effect from June 01, 2018).
Note : Mutual Funds, Telecom, Education, Utilities, Insurance and Insurance Premium, Government Payments, Fuel, Post Office Payment, Wallets & Account transfer will not be considered for the rewards programme.
With effect from October 28, 2019, the complimentary insurance feature is linked to your Savings Account. For details, click here
Zero Liability Protection
The ICICI Bank Visa Signature Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.
Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card has changed. Click here for more details
Receive instant SMS alerts on transaction made on your Smart Shopper Gold Card.
Your ICICI Bank Smart Shopper Gold Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.
Coral+ Debit Cards
Sapphiro Debit Cards
Rubyx Debit Card
Coral Paywave Contactless Debit Card
EMI on Debit Card is one of the payment options available across local merchants and online websites. With your ICICI Bank Debit/ATM Cards you can now make payments in easy monthly instalments.
Eligible customers will see this option on the payment page during checkout for online transactions or SMS DCEMI_xxxx(last four digits of yourdebit card) to 5676766.
You have to visit Flipkart/Amazon website or their respective mobile app or mobile site. Select the product and add it to cart. Choose “EMI” option for payment, select “ICICI Bank-Debit Card” under “Easy Instalments”, enter the Debit Card details and complete the transaction.