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Savings Account Interest Rates Table - ICICI Bank

On Balances (in ₹) Rate of Interest (% p.a.)
For end of day balance below ₹ 50 Lakhs 3.00
For end of day balance ₹ 50 Lakhs and above 3.50


Features of ICICI Bank Savings Account 

  • 3-in-1 Online Trading, Demat and Savings Account
  • Live your dreams with a pre-approved Loan and instant disbursal
  • Instant payment & fund transfer solutions at your fingertips
  • Spending just got easier with ICICI Bank Credit Cards
  • Explore offers of your choice

Savings Account Interest FAQs

The Savings Account interest rate is fixed and gets credited quarterly. The interest rate is calculated as per the daily balance, which is the sum of all the deposits minus withdrawals made during the day.

There are various factors affecting the Savings Account interest rate, such as the monetary policy set by the Central Bank, inflation and prevailing market conditions. Other factors, such as the financial performance and business strategy of the Bank, may also play a role in determining the interest rate.

Savings Account typically does not have a maturity period, as this type of Account is for regular savings and liquidity. You can deposit and withdraw funds at any time without incurring penalties or fees.

A Savings Account offers multiple benefits such as easy access to funds, cash withdrawals, utility bill payments and online fund transfers through UPI, IMPS, NEFT and RTGS. With an ICICI Bank Savings Account, you also earn regular interest credited quarterly. It's convenient, providing a secure place to save money while offering flexibility and additional financial benefits.