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An Insta Top-Up loan is a top-up loan on your existing mortgage loan which provides you access to instant funds to meet all your planned and unplanned expenses.
It is a fully digital pre-approved loan and can be availed in 3 simple steps. All you have to do is select the offer best suited to your needs on either iMobile or your internet banking, click on “Disburse Now” to complete the loan process, and the loan amount is instantly disbursed to the savings account linked to your existing mortgage loan.
Get a quick solution to your financial needs in just 3 clicks with ICICI Bank Insta Top-Up Loan. It is a pre-approved Top-Up Loan on your existing Mortgage Loan that provides access to instant funds to meet all your planned and unplanned expenses.
Insta Top Up Loan Features
Instant loan disbursal
Loan disbursal in just 3 clicks*
Loan tenure
Up to 10 years
Paperless transaction
A complete digital experience with no physical documentation
24 Hours Top Up
You can now avail a loan of up to Rs. 25 lakhs with our pre-approved 24 Hour Top Up Loan within a day.
Top Up
You can now conveniently fulfil your financial requirements with our new Top-Up Loan products.
Insta Top Up loan Process:
- Customers can check the offer either on iMobile Pay App or Internet Banking.
- Follow path- Log in to iMobile Pay App or Internet Banking > Click on Offers > Click on My Accounts > Loans > Pre-approved Home Loan Top-Up > Click on Instant Disbursal
You can avail a Loan amount of up to Rs 1 crore.
For an Insta Top-Up Home Loan no additional collateral is required as it is a pre-approved offer generated on an existing Loan.
An Insta Top-Up Home Loan is a pre-approved offer and the disbursement is done directly to the customer's Account. The entire disbursement journey is online and no documentation is required.
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Instant* sanction with special fees